Time And Money Videos

It was a beautiful day in our area on Sunday so we decided to go for a drive. There s an outlet mall about thirty minutes from us. So we stopped and shopped! We like to combine work and play. While we were playing, we got a couple of ideas for post, including this one today. ___ ___ Where are your customers from? As we made a purchase, the clerk asked us for our phone number. She said, We like to know where our customers are from. Isn t that an important thing to know about your customers? Geographic area This is what the store we were at wanted to know. This may or may not be important to your business. It may be useful for targeting areas for your marketing. Marketing activity Unlike large companies, small businesses can t afford to invest a lot of money on building their brand. When we spend money as small business owners, we need to see a return in the short-term while also building our brand long-term. So discover what marketing activity is driving people to your business. While this is an inexact science, you want to determine as closely as you can if the time and money you re spending on various activities are paying off. Consumers often segment the research and the purchase. They may do some research on you as a result of one marketing activity. Then they may respond to another one to make a purchase. The first activity may be important to the process but doesn t get the credit it deserves. ___ Prior to Bigg Success, my businesses relied on inbound telemarketing. In other words, our customers called us to schedule projects. Our Customer Service Reps might ask this question, How did you hear about us? Later in the process, we might also have them ask, How did you get our phone number today? We often got a different answer from the same caller! ___ ___ Isn t that amazing? You don t want to annoy your customers with too many questions. You do want to get as much information as you can as a natural part of the conversation you re having. ___ Demographics There are a number of factors that may be important to understand about your customers. What is their level of education? How much money do they make? What is their occupation? Obviously, you may not directly ask them some of these questions. You may survey them anonymously. This information helps you target your products and services better. It s also highly likely that your future customers will be a lot like your current customers. So it helps you qualify prospects. Where are your customers going? It s arguably more important to know this one. What are your customers trying to accomplish? What problems are they having trying to do that? How can you help them? Retailers The type of business you have will dictate how you find this out. Let s say you re a retailer serving lots of customers with relatively small purchases. While they re checking out, you may ask them if there was anything that they didn t find. You may want to keep a list of their requests. When you start seeing something over and over, you may want to add that item to your inventory. Consumer services For a consumer service business, the question is very similar. Is there anything else that I can help you with today? We used a version of this in my service businesses and it was amazing the projects we would uncover. For instance, we often learned that they were considering a remodel from this simple question. Business services ___ If your business serves other businesses, the best way to find this out is the hard way talk with them! This is what we do. It takes a lot of legwork to keep in touch with your customers at this level. But it s the best way to find opportunities. ___ Nobody likes to be sold. People like to buy. Discover what your customers are trying to accomplish. Uncover the problems they re having getting there. Then show them the solution you can provide and you ll be a bigg success! ___ Get the tips and tools you need to be a BIGG success. Subscribe to the Bigg Success Weekly it s FREE! ___ Thanks so much for reading our post today. Please join us next time when we ll celebrate a bigg milestone. Until then, here s to your bigg success. Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Direct link to The Bigg Success Show audio file: http://media.libsyn.com/media/biggsuccess/00519-111109.mp3 Related posts Beware of Being Too Kind to Your Customers The Trick to Keeping Customers (Image in today s post by LotusHead)

Ready to investigate your quick cash loan choices? Don t delay. Grab the one hour payday loan that are the sure bet, the safest, the one s that everyone testifies to glowingly. One Hour Payday Loan - a world of cash Well, testifying glowingly to any of the quick cash loan providers might be a stretch - but - that s not to say there is not an honest provider among us. Just know what you are getting into - in advance. Be prepared to spend some extra change on your quick cash loan in exchange for the nature of the service they provide. You are getting bailed out of a financial situation which may have become unpleasant and you have exhausted all your resources. You have nowhere else to turn except for the sometimes exorbitantly priced cash loan. Your quick cash loan will be paid off by you when you are next paid. Typically, it all happens electronically. The quick cash loan lender will deposit the cash into your direct deposit account electronically and withdraw the same way. Make sure you know in advance how, when and how much. Pay it off. Don t request an extension on that fast cash loan - it ll cost you. Speed is the essence of these wee little loans - apply, get your money, pay off your debts, pay off your loan altogether. Move on. The time is now.Looking for friends Consider all of your options before applying for a quick cash advance loan. There are so many expenses in life that already deplete our wallets or bank accounts. Why waste your time and money by wasting it on easy quick cash loans when you have it in you to do something else Think about it! Be creative! Design your own future and engineer your own financial rescue without resorting to a united cash loan - you just don t need the costs.

When you are looking for cash loans to meet some urgent expenses, make sure that the loan comes in your hands without any delay and hurdles. It should also be available to you at low cost, so that its repayment is not a burden. Well, usually such a loan can be availed through online. You give details of your loan requirements and personal information on a simple online application that you can find on the lenders websites. One advantage could be that you get the loan approval within hours. The loan amount is then electronically deposited in your bank account, often within 24 hours. These loans can relieve you from the pressure of dispatching the documents that are usually required by the lenders. One can say that you get these loans without hassles, from the convenience of your home, saving your time and money over visiting the lenders personally. Under cash loans, you can borrow $100 to $1500, for two weeks. You can repay it from next paycheque. The loan amount will depend on the applicants monthly salary. But, these are expensive loans for the salaried people. Financial charges on these loans may be up to $30 on every $100 you have borrowed. The charges only go higher, once you extend the loan. However, one advantage of taking the loan through online could be that you can first search for a suitable deal. When you make the search on internet, you can find that some of these lenders have lowered financial charges to beat the competition. These loans are approved without credit-checks, enabling the applicants to borrow money despite their blemished history of payments. Do not rush to the first offer of cash loans online you see on internet. Make a good comparison of as many such offers as you can. Repay the loan on due date for avoiding a crisis.

There are some critical situations when you suddenly fall in the ditch of urgent financial need. At this moment, when your pockets are empty you feel the importance of time and money. You would certainly search for some resources to cater to your needs but the typical indigenous market disappoints. In these circumstances online cash loans sort your problems out. The features This is specially designed to support your asthmatic financial conditions. When you are about to succumb to your shattered pecuniary conditions online cash loans pave a clean way to your recovery. The most remarkable feature of this loan is the online and instant sanctioning procedure. You may expect the funds to be in your account within an hour of application. The types and tracks This loan is available in both the forms -the secured and the unsecured form. If you go for the secured form, you have to place collateral against the loan amount. For the unsecured type of loan no collateral is required. It is considerable point that the loan amount that you can avail is larger for the secured genre. Moreover, the APR is a bit higher for the unsecured type of loan. The figures You can apply for an amount of 500 to 5000 with such loan. The annual interest rate is around 10% for this loan. You have to repay the loan amount in duration of 1 to 5 years. Procedure Online cash loan is online in every sense to make the application and approval process instant. You have to choose the best suitable lender out of the thousands available on the World Wide Web. Then you have to furnish your income and expenditure details. Now your part of job is over. The lender evaluates your repayment capacity and approves the amount which is instantly transferred to your bank account. So if you are feeling breathless due to the suddenly popped up financial emergencies and you are clueless to find any financial resource to meet them, just go for the online cash loans. Browse for some moments and find the solutions twinkling on your screen. Summary Online cash loan endows you with sufficient to cater to immediate monetary requirements. This can be obtained in two forms namely secured and unsecured. The online nature ensures that you get it with all sorts of convenience.

Bigg success is life on your own terms. Today s topic really covers two of the five elements of bigg success time and money. Specifically, we want to discuss charging for your time. If you re a consultant, a coach, a freelancer or anyone who bills hourly, how do you determine what an hour is worth? ___ ___ One of the biggest reasons small business people don t reach bigg success is because they don t charge enough. In fact, in many cases, the business fails for this reason. So pricing your service is very important. We can think of two primary methods to arrive at a price: The Market Approach This is probably the most common way that entrepreneurs arrive at a price. With this method, you simply look at your competition to see how much they re charging. Then depending on your strategy, you charge the same, a little more or a little less. The Cost Approach Here you determine how much you need to charge based on your cost structure and your opportunity costs. By opportunity costs, we mean: How much could you make working elsewhere? Add your hard costs to your opportunity cost to arrive at your price per hour. Limitations The downside to just using the Cost Approach is that it ignores the market. For instance, your price may be a lot lower than the market but you wouldn t know it because you haven t looked at the market. You would be leaving money on the table. Or it may be a lot higher and the market won t compensate you what you the amount you need for your time. The result would be a failure that could have been avoided. The Market Approach also has its limitations. We have a friend who looked at his competitors hourly rate to determine how much he should charge. He opened up his shop and started losing a lot of money every month. He was perplexed, so he did a little more competitive research. He discovered that all of his competitors were losing money as well. Everybody was in a price war; nobody was charging enough to make money. So he increased his price based on his costs. He lost some customers when he did this but he started making money. Because of the limitations each method has, we recommend that you use both methods when you re trying to arrive at a price for your service. Then you ll have two reference points from which to make decisions. The Value Equation Now we want to move to making more money per hour. From the customer s point-of-view: Value = (Service x Quality) / Price From this equation, you can see that there are three ways to increase the value to your customer: decrease your price increase your service level improve your quality Of course, decreasing the price will very likely hurt you in the long-term. Look at it this way do you want to work just as hard to make less money? Of course not. Yet a lot of small business people do this first. So you would prefer to increase the value to your customer by providing a higher level of service or quality. Let s focus on service since quality is more up to you. Think about these four D s: dirty difficult dangerous designed By designed, we mean customized but we had to have a d-word ! Dangerous might mean risky . However, keep in mind that risk is a matter of perspective. The customer may view something as extremely risky but you know how to manage the risk so it s not really risky at all for you. Here s the key to these four D s: Find something that your customer doesn t want to do, doesn t know how to do, is afraid to do or just simply can t do. When you can do that, your customers will perceive more value for your service. You ll find it easier to charge a premium. That s more money per hour. That s bigg success! ___ Get the tips and tools you need to be a BIGG success. Subscribe to the Bigg Success Weekly it s FREE! ___ Thanks so much for checking in on us today. Please join us next time when we ll talk about the downside of education. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Direct link to The Bigg Success Show audio file: http://media.libsyn.com/media/biggsuccess/00422-062309.mp3 Related posts Make 55 Percent More Money - Part 1 Make 55 Percent More Money - Part 2 (Image in today s post by hisks)

Fortune does a great job every year of compiling the 100 best places to work. They put out the list for 2009 a little while back. We found their top pick this year interesting. NetApp, a data storage and management company, knocked Google out of the top spot for the first time in three years. You can find a great video about NetApp on the Fortune site. NetApp invests time and money to create a culture where people want to work. The video shows people playing volleyball and working out in the company gym. It sure doesn t look like work! ___ ___ They do more than encourage play time at work NetApp has a program that pays employees to take time off to volunteer for something they re passionate about. They ve found that employees sometimes come together to work on a cause. So this program has helped build teamwork among their people. You may be thinking Well, this is great but it sure wouldn t work in my business. ___ I understand why someone might think that because it wouldn t have worked in the businesses I was in before we started Bigg Success. Most of our people were in the field. We didn t need a gym the work was very physical so most of our employees got a great workout with their job. We were lucky to see most of our people for fifteen minutes a day. But the details of what NetApp does aren t really important. ___ ___ Yeah, it s the idea behind what they re doing at NetApp that we think is most interesting. Bigg success is life on your own terms. The leaders of the company are certainly doing that. They set out to build a great company by creating a great place to work. The founder says that they took a leap of faith and spent time and money to create this incredible environment for their employees. ___ That s three of the five elements of bigg success right there growth, time and money! But they hit all five because they have found ways to let their employees play at work. Now isn t that an interesting idea? Work doesn t have to be work. Something magical happens In the interview, NetApp s founder talks about energizing people. They think when people feel good when they feel motivated something magical happens. That s why we re talking about them today. They are a great example of something that s critical to living our lives on our own terms. It s the bigg idea behind bigg success: You create synergy between the five elements of bigg success by understanding the relationship between them and discovering ways to get them all working in sync. Our lives are fuller when we re able to do that. We work to make money so we can afford to play. But what if you can work and play all at the same time. Isn t that so much better? What if you loved your work so much that it seemed like play? What if that work paid you enough to buy everything you really wanted? NetApp took a leap of faith that s paying off for them. Sure, they re being affected by current economic conditions. But their market share has gone up in spite of it. It can happen to you too. In your life. In your business. Look for ways to blend the five elements for your benefit. That leads to bigg success! Have you found ways to blend work and play? You can share that with us by leaving a comment below, calling us at 888.455.BIGG or sending us an e-mail at bigginfo@biggsuccess.com. Thanks so much for stopping by our site today. ___ Would you like more tips and tools to live your life on your own terms? Subscribe to the Bigg Success Weekly it s FREE! ___ Bigg success is life on your own terms. Please join us next time as we discuss ramping up your savings one term at a time. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Direct link to The Bigg Success Show audio file: http://media.libsyn.com/media/biggsuccess/00370-041009.mp3 Related posts Stop Trying to Fit into the World Taking Time Off to Get More Done Why Work Life Balance Doesn't Work (Image in today s post by svilen001)

Chuck e-mailed his bigg challenge to us. He s starting a new job next week. It s his third job as a manager. In the position he s leaving, he feels he made too many changes too quickly. It created a problem with his directs. He s hoping we can offer him some suggestions as he gets ready for his new job. ___ ___ As bigg goal-getters, we often want to change things too fast as leaders and even in our personal lives. We think we need to lose weight so we jump into an exercise routine and completely change our diets. It s too much and we end up right back where we started. We have to be especially careful with change when it affects others. Like in Chuck s case, any changes he makes will affect one or more of his employees. Two of our rules for change here at Bigg Success are: That s the way we ve always done it doesn t mean it s the best. That s the way we ve always done it doesn t make it wrong. Change is essential to make improvements in our lives and our businesses. We want to focus on the changes that will make the greatest impact given their cost. When we talk about cost, we mean your investment of time and money two of the five elements of bigg success. ___ Would you like more tips and tools to live your life on your own terms? Subscribe to the Bigg Success Weekly it s FREE! ___ Get out the paint roller We heard a suggestion some time ago from a person who had learned to manage change effectively. He said that when he takes on a new leadership position, the first and only change he makes is to paint a single wall of his new office. He feels like he s changed something. It relieves that pressure. Everyone around him can see that he changed something. In fact, they often ask, Why did you paint that wall? Why that color? Why just one wall? It makes them curious. You may make a different, but similarly insignificant, change. By doing this, you re really buying time to find out what is and isn t working while subtly signaling that change will happen. Once you find out what isn t working, you can determine which changes to make in what order based on their impact on your organization or your life! What are your suggestions for Chuck? You can share that with us by leaving a comment below, calling us at 888.455.BIGG or sending us an e-mail at bigginfo@biggsuccess.com. Thanks Chuck for sharing your bigg challenge with us and good luck with your new gig! And we thank you for reading our post today. Join us next time as we share a remedy for one of the most discouraging thoughts you can have. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Direct link to The Bigg Success Show audio file: http://media.libsyn.com/media/biggsuccess/00362-033109.mp3 Related posts 3 Questions for a Brighter Future Making Change Work Does Haste Still Make Waste? (Image in today s post by anitasweb)

During emergencies tenants do not generally have the necessary finances in hand so as to meet the needs. Then lenders also consider them as risky borrowers which make the task of availing monetary assistance much more difficult. With the assistance of fast cash tenant loans, borrower can easily meet the sudden needs without facing any hurdles. Now fast cash tenant loans are a specialized loans which are designed to suit and meet the urgent needs of a borrower. These loans are unsecured loans and do not ask for any collateral to get approved. It implies that considerable amount of time and money is saved as valuation of property placed as collateral does not take place. This loan gets approved on the basis of employment status and monthly salary of the borrower. This is what a borrower has to submit to avail this loan. If the borrower (tenant) has a good reputation of paying back previous loans in due time, it will also contribute towards availing the financial assistance. Since these kinds of borrowers do not pose any threat to lenders, the approval comes instantly. This should not mean that only good credit holders can avail this loan, borrowers with bad credit can also avail this loan by convincing the lender with bank balance and repayment ability. Under Fast cash tenant loans, borrower is capable of drawing an amount in the range of 1000 to 25,000 based on the monthly income and circumstances like credit history and so on. This loan is available for a short term period and has to be paid back in a duration which stresses for 10 years maximum. About the rate of interest, these loans have a very high rate of interest. One reason of course being is that it gets approved without any collateral. With a large number of lenders in the financial market offering fast cash tenant loans at varying terms and conditions, by comparing the quotes of the lenders will help borrower to select a suitable deal. Besides, the lenders here are well equipped to process the loan application instantly.

Studies show that we spend about 15 percent of our work week in meetings. If you re lucky, right? Many of these meetings are a huge waste of time and money. We thought we d list some ways to make sure the next meeting you run is a bad one: #1 Call a meeting even if you don t have anything to discuss. Better yet, just call a meeting on the fly because an important issue has come up for you, and you need answers now! It s important to you so it must be the most important thing for everyone else. #2 If in doubt about whether someone should attend the meeting, invite them. Or just call an all staff meeting, even if it only affects a small percentage of the group. It may be peripheral to their jobs, but they should hear it anyway! #3 Make your agenda so vague that no one knows what the meeting is about. Don t distribute it in advance so people can come to the meeting prepared. Keep them in the dark about what s going to be discussed. The best way to do this don t have an agenda at all. #4 Don t start the meeting on time. Or up the ante don t be on time for your own meeting. It doesn t matter if everyone is waiting for you. Your time is more valuable than theirs. #5 Kick off the meeting on a negative note. Tell everyone how bad things are. Look for scapegoats call them out in front of their peers. People just love that. #6 Don t stick to the schedule. Or don t have a schedule at all. Who really cares when this meeting will be over? Nothing is more important than your meeting. Nobody else has anything to do. #7 Don t ever defer a conversation to a later date. Even if a point of discussion starts eating into precious time, keep it on the table. It was on your agenda, so it must be dealt with today. The meeting can either go long or you can just give the other points less attention. #8 Do most of the talking. Don t plan for participation. People love to hear you talk. Dominate the conversation. There s no need for you to listen during a meeting. That s certainly won t help solve any problems. #9 When someone presents an idea, be quick to shoot them down. There will be no free flow of ideas in your meeting! You re in control. Who do they think they are anyway? #10 No matter how long your meeting runs, don t take any breaks. People love to just sit and sit and sit. It s best to introduce new ideas to your staff or try to find the solution to an ongoing problem after they feel lethargic from a lack of activity. And of course, no one needs to use the restroom. #11 Let that guy (or gal), who loves to hear himself (or herself) talk, go on and on. Don t cut them off. Don t bring the meeting back to its focus. #12 Make sure nothing gets accomplished. When the meeting is finally over, there should be no plans for action, no decisions should have been made, no issues should get resolved, and no follow up should be scheduled. People love sitting around in meetings that don t accomplish anything. Our bigg quote today is by Steve Kaye: An employee who needs permission to buy a box of paperclips can spend tens of thousands of dollars worth of employee time on bad meetings. Waste is waste whether it s paper clips or time. What are your pet peeves about meetings? Leave a Comment and let us know. Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Related posts Are You Smart Enough to Say It Simply? Effective Communication Across Department Lines 9 Presentation Tips to Make You a Star How To Be A Terrible Boss (Image by wagg66) ShareThis

Brett Favre will be remembered as one of the greatest quarterbacks of all time. He holds NFL records for passing yards, completions, touchdown passes, consecutive starts, and career wins. This three-time MVP took his team to two Super Bowls, and won the bigg prize once. He knows about peak performance. But as much as we have enjoyed watching him on the field (except when he beat the Bears), we found his press conference fascinating because it revealed an important lesson on peak performance. Do you have the passion to prepare? He best summarized his decision to retire, when he said, I don t have the passion to practice and prepare. That s the lesson we can learn from Brett. We talk about passion quite a bit here at Bigg Success. We don t always make this important distinction it s not about the passion to play the game; it s the passion to prepare for it that really matters. Brett mentioned this very thing in the press conference. He said if all you had to do was show up on Sunday, more people would play. He s absolutely right and it goes beyond football. You need the passion to prepare. To keep fit physically, mentally, and emotionally and to practice, practice, practice. It s not passion for what you do. It s passion for the things you have to do to get to do what you want to do. Isn t that a bigg to-do list? To discover your passion, envision HOW you would spend your time and money if neither time nor money was an issue. You have to enjoy the process because playing the game is a small part of it. Are you having fun as you prepare? Brett said that on Saturday nights, he was watching tape. On Sunday evenings, just hours after the game, he was already preparing for the next one. He had never done that before. He wasn t relaxing and enjoying it. His work was becoming work. He said he worried that it would affect his teammates and his family. How s your balance? If you can t perform at peak level, and still maintain some balance, it s probably time to move on. Preparation for peak performance takes time away from other things in your life. Brett mentioned that he can vividly remember every game, down to individual plays, as far back as high school. But that s his professional life. He went to say that there are things that have happened outside of football that he doesn t remember at all. He s not willing to miss out on them anymore. We congratulate him on a great career. We thank him for going out with the same style that he played the game and teaching us a lesson in the process! We wish him bigg success as he moves on! Our bigg quote today comes from Brett Favre quoting his wife, Deana Favre, quoting Byrd Baggett: Look at life through the windshield, not the rear-view mirror. Peak performers know how to drive toward their goal a skill that can be transferred to any field. So find your next destination and next thing you know, you ll pass everyone on the road! Next time, we ll answer a question from one of our listeners who has an idea for a business, but doesn t know what to do next. Until then, here s to your bigg success! Subscribe to the Bigg Success feed. Subscribe to The Bigg Success Show in iTunes. Related posts Coping With Life Change Finding The "Good" In Good-Bye Answer These 4 Questions For A Smooth Career Change (Image source: Packers.com) ShareThis

According to Newsweek (June 7, 2004), the average American loses 55 minutes EVERY day searching for things they can t find. We thought that particularly appropriate as we prepare to spring forward this weekend, here in the U.S. We ll lose an hour this weekend, but you can get it back every day! Clutter can cost you more than time. You may have to pay late fees if your bills don t get paid on time. If you miss appointments, relationships can be damaged. In some places, clutter is so pervasive that people have been injured when they tripped over it! 4 clutter-busters to save you time and money! #1 Use it or lose it. If in doubt, throw it out! Many people do the opposite they keep it unless they know they won t use it. Apply the six-month rule. Have you used it in the last six months? Do you KNOW that you ll use it in the next six months? If the answer is no to both of those questions, then lose it! If it s a document that you need to maintain, consider scanning it. Electronic storage takes up a lot less space! #2 Make a place for everything and keep everything in its place. After the first tip, you should have a lot less to put away now. Find a place for everything you keep. Once you ve put it there, keep it there. When you use something, put it back immediately after you re done with it. Make it a habit. #3 Call on a pro. You may not be the do-it-yourself type. Or maybe you just don t have a knack for organization. Check out the National Association of Professional Organizers. You can search for organizers in your area and find some great tips on hiring a specialist. #4 Once you get uncluttered, make sure you don t re-clutter. Daily maintenance is the key. Create a system for handling incoming items like your mail, newspapers, and periodicals. For example, you may open your mail over your shredder. Sort any mail you save by action date and file it appropriately. When today s newspaper is here, yesterday s is gone. Same with magazines. Clutter may be a symptom of a bigger problem. There s one final note we wanted to make about clutter clutter may not be the problem. It may be a symptom of this bigger problem You re TOO busy! If you find yourself diving right into your next project immediately after finishing your last project because you re up against yet another tight deadline, you re too busy! Start living on human time. Stop expecting too much from yourself. Slow down so you can catch up! Being clutter-free is good for your well-being. It helps you think more clearly. It can save you an hour a day! So schedule some time to attack the clutter and prevent it from coming back! Do you have some de-cluttering tips to share? Leave us a Comment. We ll gladly accept your help! Our bigg quote today comes from educator and author, Dr. Laurence J. Peter: If a cluttered desk is the sign of a cluttered mind, what is the significance of a clean desk? We d like to come up with a witty comment about our bigg quote, but our mind s blank! Next time, we ll interview a business networking expert who will share his 3 keys to effective networking. Until then, here s to your bigg success! Subscribe to the Bigg Success feed Subscribe to The Bigg Success Show in iTunes. (Image by PPDIGITAL, CC 2.0) ShareThis