Student Loans Videos

FAP932: Scholarship craziness, heavy metal Hanukkah, MASFAA 2009 Download the MP3 file here. Weekly Financial Aid Roundup Why does college cost so much? Merit based scholarships getting the axe. Scholarship Update Entertainment abounds in the results of our $10,000 scholarship. We hope to have a confirmed winner really soon. In the meantime, our next $10,000 scholarship deadline is December 15. Focus on Financial [...]

It is very difficult to attain a higher education if your financial background is not strong enough. Loan is the best option for you in such cases. But sometimes your economic situation derails your life in such a way that you are left with a sack of debts on your head. If you fail to control your expenses you face harder circumstances and your life becomes a hell. Consolidate student loans appear as life savior for you in these conditions. Understanding these loans Consolidate student loans are the loans designed to tie up all your various loans into a single debt and thus allowing you to deal with a single lender. These loans are relatively long term loans and available in secured and unsecured form. The lower interest rates associated with these loans enable you to save lot of funds that you can channelize for something fruitful. Figures You can apply for an amount ranging from 1000 to 10000 under these loans. If you are ready to place collateral then you must go for the secured type and apply for a higher amount. The interest rates are quite comfortable and usually lower than your present loans. You are given a flexible repayment span of 5 to 10 years after you finish your degree. The resources In response to the huge demand of consolidate student loans and their benefits thousands of lenders have come forward to offer these loans. The lenders have made these loans online to accelerate the procedures so that you may feel at ease while applying for these loans. A few minutes of browsing are sufficient to locate a number of lenders available on the World Wide Web. Application procedure Once you have selected the lender you just need to apply to him online giving the details of your financial position and requirements. If you have taken the secured loan scheme you have to furnish the papers regarding the collateral and your job is over now. The lender now evaluates the details and sanctions the amount that is immediately transferred to your bank account.

FAP930: Financial aid, tuition increases, blankets, and grilled chicken Download the MP3 here. Weekly Financial Aid Roundup Back to the old format. I just like it better. Student Loan Network $10,000 Scholarship Tuition costs up as much as 6% at publics Income based repayment problems Scholarship Update Scholarships for agriculture studies New York Women in Communications Foundation 2010 Scholarship Program National ACT High School Poster [...]

Different options for those struggling to make student loan payments.

Finding student loans.

Learn about applying for financial aid at Anderson University (Anderson, Indiana).

FAP922: Social media scholarship, last minute financial aid, free stuff Listen now: 20090821.mp3Enable Javascript to play audio content on this site. 0:00 / 0:00 Student Financial Aid News From Forbes Magazine: Most states have quasi-governmental agencies that monitor the status of federally subsidized student loans and administer loan forgiveness programs for those who follow certain career paths, Forbes reports. Many of these agencies temporarily foot the bill for loan forgiveness before being reimbursed by the federal government. But some have been using excess revenues and state government funds to create their own loan forgiveness benefits. Now, with loan markets in turmoil and states facing record deficits, some state loan forgiveness initiatives are on shaky ground or have been cast aside altogether. From the Washington Post: College students are appealing financial aid decisions this summer in unprecedented numbers, an outpouring of need that underscores how layoffs and pay cuts have battered household budgets in the past year, The Washington Post reports. Appealing for more aid was a little-known and seldom-advertised option in higher education until this year. U.S. Education Department officials wrote to financial aid administrators in the spring, when most aid decisions are made, urging them to reach out to your students particularly those who seem to have hit a rough patch, to make sure that they know there may be ways that you can help. Scholarship Update Are you working towards a marketing degree that will take you through the constantly evolving world of multi-channel marketing (mobile, web, email, virtual worlds, social media networks, podcasting) in the 21st century? How would you like to earn a $500 Scholarship and real world experience at the same time? We will award one (1) $500 scholarship to the person with the highest number of referred sign-ups to ScholarshipPoints as of midnight, September 30. Here’s how it will work: Up to 20 people will be chosen to submit a two-page marketing strategy for driving ScholarshipPoints.com membership. How do you get chosen? Simple: tweet the reason why you should be one of the 20. The only requirements here are your tweet must include the hashtag #SPSMM and it must appear on the public timeline prior to Midnight EST August 23, 2009. Remember you have only 140 characters and only ONE shot to make the cut. Details at Scholarship Points. Scholarship Points Instructions Are you a Scholarship Points member? In today s show, get a Points code for 20 Scholarship Points by subscribing to the podcast and listening to the episode. Subscribing is fast, easy, and free. If you have iTunes: http://www.financialaidpodcast.com/itunes If you have Google Reader: http://www.financialaidpodcast.com/googlereader If you subscribe by email: http://www.financialaidpodcast.com/email Remember, the points code is in the show itself, so you have to tune in and listen to it. I promise it ll be worth your time. News You Can Use Are there secrets to winning scholarships? Yes and no. Many of them are common sense. Some are search queries. That said, there s no magic bullet at all. Free Stuff Friday Apollo Dreamgirls Shirt Parents Choice Baby Formula Sports Illustrated Swimwear Edition Tillys Back to School CD Sports t-shirt from Olympia Sports 8 10 or 10 13 portrait from Picture People Taylor Swift s Single Fifteen Astroglide NoDoz Sample Define the sample survey $10 iTunes Card Victoria s Secret Pink Body Lotion EmergenC from Walmart Free Song of the Week Latte Days and Porter Nights, Matthew Ebel 5 most recent Financial Aid Podcast posts Subscribe to RSS headline updates from: Powered by FeedBurner Did you enjoy this? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don t have to remember to download it every day. + + + The Financial Aid Podcast is sponsored in part by: Reminders + + Financial Aid Podcast Show Notes at FinancialAidPodcast.com. + Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook + Online degrees programs and directories at Edvisors.com + Free college scholarships contests! + Stafford loans | Other federal student loans + Parent PLUS loans at ParentPLUSLoan.com + Graduate student loans at GradLoans.com + Private student loans available at any time visit PrivateStudentLoans.com + FAFSA form tutorials and free help at FAFSAonline.com + The Financial Aid Podcast is a publication of the Student Loan Network.

Ahhh, fall is in the air. Back to school time for many across the land including college students, or recent college grads now swimming in student loan debt and struggling to make ends meet in the current economy. For those whose finances are dire enough, it may be time to consider bankruptcy. One often-asked question from people considering filing for bankruptcy is, Can I get my student loans like the Federal Stafford, Federal PLUS, and private loans forgiven through bankruptcy? Unfortunately, the answer to that question is probably not. Section 523(a)(8) of the US Bankruptcy Code, at 11 U.S.C. states that an educational benefit overpayment or loan made, insured, or guaranteed by a governmental unit, or made under any program funded in whole or in part by a governmental unit or nonprofit institution; or an obligation to repay funds received as an educational benefit, scholarship, or stipend; or any other educational loan that is a qualified education loan, as defined in section 221(d)(1) of the Internal Revenue Code of 1986, incurred by a debtor who is an individual are not dischargeable through bankruptcy unless excepting such debt from discharge under this paragraph would impose an undue hardship on the debtor and the debtor s dependents . This means that all qualifying educational loans made solely to pay the higher education expenses of an eligible in situations where the student is the debtor, the debtor s spouse, or the debtor s dependent will not be forgiven during the bankruptcy process. The loans must apply to schools that are Title IV eligible and the student must be enrolled on at least a half-time basis. Of course, if the student used credit cards to finance tuition, that type of debt still will be dischargeable even if it was used to finance higher education expenses. The only exception allowing federally-funded student loans and education loans funded or guaranteed by private nonprofit organizations to become dischargeable through bankruptcy is when the borrower files an undue hardship petition and the bankruptcy judge rules that the loan can be discharged. Of course, that brings about a new question. What s going to make a judge find that a student meets the standard for undue hardship? Most court cases cite Brunner v. New York State Higher Education Services Corp. for a definition of undue hardship . (See Brunner v. NY HESC (In re Brunner), 831 F.2d 395 (2d Cir. 1987), aff g 46 B.R. 752 (Bankr. S.D.N.Y. 1985) ). In order to qualify for this exception, the student loan borrower must show: 1. That the debtor cannot both repay the student loan and maintain a minimal standard of living based on current income and expenses; 2. That this situation is likely to persist for a significant portion of the repayment period of the student loans; and 3. That the debtor has made good faith efforts to repay the loans. If the borrower demonstrates these three elements to the court, then chances are their student loan debt will be ruled dischargeable through bankruptcy. Back to School Basics: When Are Student Loans Dischargeable Through Bankruptcy? is a post from: LegalBuffet Blog

FAP921: FAFSA oversimplification, scholarship newsletter, gay chorus covers Listen now: 20090814.mp3Get Adobe Flash Player to play audio from this site. 0:00 / 0:00 Weekly Financial Aid Roundup FAFSA oversimplification and consequences. Watching student loan company profits. Scholarship cuts. Scholarship Points Instructions Are you a Scholarship Points member? In today s show, get a Points code for 20 Scholarship Points by subscribing to the podcast and listening to the episode. Subscribing is fast, easy, and free. If you have iTunes: http://www.financialaidpodcast.com/itunes If you have Google Reader: http://www.financialaidpodcast.com/googlereader If you subscribe by email: http://www.financialaidpodcast.com/email Remember, the points code is in the show itself, so you have to tune in and listen to it. I promise it ll be worth your time. Scholarship Update Chevening Scholarships are prestigious awards available to international students for study in the United Kingdom. The scholarships are named after Chevening House in Kent, the official country residence of the Foreign Secretary. They are available in more than 130 countries and around 1000 new Chevening Scholarships are awarded globally each year. Chevening scholarships offer an ideal opportunity for young, high-flying graduates not only to study their chosen subject, but also to meet and network with their peers in the unique learning atmosphere that the UK provides. The ultimate objective is to build a network of friends of the UK, who will be future leaders in their countries. Candidates are selected by the British Embassy/British High Commission. The scheme is managed by the British Council, on behalf of the Foreign and Commonwealth Office. Details at our free college scholarship search site. News You Can Use Setting up your own personal scholarship newsletter. - Use a service like Google Groups or other free mailing list providers - Include affiliate links - Include donations - Provide updates on the progress of your own search - Provide updates on things you ve found that aren t for you Free Stuff Friday It s the best time of year for free stuff for college students as you head back to campus and gather up lots of crap you won t need. Remember to donate what you don t need to a local homeless shelter or food pantry if appropriate. Make a difference in your community without costing a dime. Burts Bees Acne solution. Lily Allen remixed. Paramount citrus juicer, manual. Lucy.com wristband. Nurofen injector. You might want to ask a doctor about this before you go buying preloaded syringes of stuff on the Internet. Just sayin . Nature Valley trail mix. 1 year of SPIN magazine. 25 4 6 photos from Walgreens. Kiwi splash drink mix. Scrubbing Bubbles shower caddy. Free Song of the Week In the mood for a laugh? London Gay Men s Chorus The Masochism Tango (mp3) from Showtime (The Sound Corporation) Buy at iTunes Music Store More On This Album 5 most recent Financial Aid Podcast posts Subscribe to RSS headline updates from: Powered by FeedBurner Did you enjoy this? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don t have to remember to download it every day. + + + The Financial Aid Podcast is sponsored in part by: Reminders + + Financial Aid Podcast Show Notes at FinancialAidPodcast.com. + Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook + Online degrees programs and directories at Edvisors.com + Free college scholarships contests! + Stafford federal student loans at StaffordLoan.com + Parent PLUS loans at ParentPLUSLoan.com + Graduate student loans at GradLoans.com + Private student loans available at any time visit PrivateStudentLoans.com + FAFSA form tutorials and free help at FAFSAonline.com + The Financial Aid Podcast is a publication of the Student Loan Network.

A new federal program aims to reduce student loan payments for graduates.

First Marblehead Corp. (FMD) "provides outsourcing services for private education lending in the U.S.", allowing students to get the education they need to realize they're in debt for the rest of their lives. Special kudos to BankStocks.com for nailing this one early and at the bottom.