Regulatory Videos

This month Faith, Hal, Katherine and Rob are joined by Tristam Coffin, CEO of Alternatives Federal Credit Union. Here are the topics: --Never ending Regulation Z update. --Operational challenges facing credit unions in 2010. --Reg E Overdraft Rules Effective 7/1/2010. --What to do when you get an LUA? --Big K Roundup (The Robinhood Foreclosure; Why do Banks Really Hate Credit Unions; www.findacreditunion.com; Your Credit Union--There's an app for that--maybe?) The CIiCU hosts are: Brian Witt Hal Scoggins Farleigh Wada Witt, Attorneys at Law 121 SW Morrison Street, Suite 600 Portland, Oregon 97204 Telephone: 503-228-6044 Fax: 503-228-1741 http://www.fwwlaw.com Guy Messick Katherine Weber Messick & Weber P.C. The Madison Building, 108 Chesley Drive Media, Pennsylvania 19063-1712 Telephone: 610-891-9000 Fax: 610-891-9008 http://www.cusolaw.com Faith Anderson American Airlines Credit Union P.O. Box 619001 MD 2100 DFW Airport, TX 75261-9001 (800) 533-0035 https://www.aacreditunion.org/default.asp Robert Rutkowski Shareholder Weltman, Weinberg & Reis Co., L.P.A. 323 W. Lakeside Avenue, Suite 200 Cleveland, Ohio 44113 Telephone: 216-739-5004 Fax: 216-739-5642 http://www.thatcreditunionblog.com http://www.weltman.com Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Nov. 12 (Bloomberg) -- Gregory Jaczko, chairman of the U.S. Nuclear Regulatory Commission, talk with Bloomberg's Margaret Brennan about the agency's focus on safety and security when considering new nuclear reactors. Jaczko also discusses the handling of nuclear waste. (Source: Bloomberg)

This month, Faith, Katherine New Developments on Consumer Protection Agency; The Protocol--How Will it Impact a Credit Union's Relationship with its Broker-Dealer) The CIiCU hosts are: Brian Witt Hal Scoggins Farleigh Wada Witt, Attorneys at Law 121 SW Morrison Street, Suite 600 Portland, Oregon 97204 Telephone: 503-228-6044 Fax: 503-228-1741 http://www.fwwlaw.com Guy Messick Katherine Weber Messick & Weber P.C. The Madison Building, 108 Chesley Drive Media, Pennsylvania 19063-1712 Telephone: 610-891-9000 Fax: 610-891-9008 http://www.cusolaw.com Faith Anderson American Airlines Credit Union P.O. Box 619001 MD 2100 DFW Airport, TX 75261-9001 (800) 533-0035 https://www.aacreditunion.org/default.asp Robert Rutkowski Shareholder Weltman, Weinberg & Reis Co., L.P.A. 323 W. Lakeside Avenue, Suite 200 Cleveland, Ohio 44113 Telephone: 216-739-5004 Fax: 216-739-5642 http://www.thatcreditunionblog.com http://www.weltman.com Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

EPA recognizes the important contributions that new technologies have made to the pace of environmental improvement. EPA Region 5 is holding this meeting to reach out to university faculty, entrepreneurs, and technology developers to get feedback on needs and regulations that are emerging drivers for innovative technologies. EPA will explain its interest in the development of new technologies, some programs that can assist in the commercialization of technologies, and current technology needs and future regulatory drivers that could influence development in the Cleantech space. To view the slides associated with this audio, please visit http://www.clu-in.org/studio/cleantech2_102609/

EPA recognizes the important contributions that new technologies have made to the pace of environmental improvement. EPA Region 5 is holding this meeting to reach out to university faculty, entrepreneurs, and technology developers to get feedback on needs and regulations that are emerging drivers for innovative technologies. EPA will explain its interest in the development of new technologies, some programs that can assist in the commercialization of technologies, and current technology needs and future regulatory drivers that could influence development in the Cleantech space. To view the slides associated with this audio, please visit http://www.clu-in.org/studio/cleantech2_102609/

EPA's Superfund Redevelopment Initiative (SRI) celebrates its 10-year Anniversary in 2009! To mark this event, EPA is hosting a diverse series of CLU-IN internet seminars featuring Superfund site reuse success stories. This and successive webinars will present reuse case studies on multi use, renewable energy, ecological reuse, and commercial reuse. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/sri_102209/

EPA's Superfund Redevelopment Initiative (SRI) celebrates its 10-year Anniversary in 2009! To mark this event, EPA is hosting a diverse series of CLU-IN internet seminars featuring Superfund site reuse success stories. This and successive webinars will present reuse case studies on multi use, renewable energy, ecological reuse, and commercial reuse. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/sri_102209/

Performance-based environmental management (PBEM) is a strategic, goal-oriented methodology that is implemented through effective planning and decision logic to reach a desired end state of site cleanup. The goal of PBEM is to be protective of human health and the environment while efficiently implementing appropriate streamlined cleanup processes. The major components of PBEM include: systematic planning; effective communications; agreement of a land use risk strategy; current conceptual site model; decision logic analysis; remediation process optimization (RPO); ARAR analysis; exit strategy development; and performance-based contracting including environmental insurance. This ITRC training presents an overview of what PBEM is, explains how and when to implement it, and describes the issues that regulators are concerned about throughout PBEM's implementation. Case studies will be presented to illustrate successful PBEM projects. The course is valuable not only because PBEM is being proposed and implemented at many federal and private sites throughout the country, but also because PBEM provides an opportunity to enhance all site remediation. This training is geared to those in the environmental remediation field including Federal, state and local government officials; owners or operators of sites, and consultants. The course will be most beneficial if the participant has taken one of ITRC's remediation process optimization courses. Online archives are available for What is Remediation Process Optimization and How Can It Help Me Identify Opportunities for Enhanced and More Efficient Site Remediation? and for Remediation Process Optimization - Advanced Training. These courses are recommended as pre-requisites, but are not required. The training materials are based on the ITRC RPO Team's Technical Regulatory Guidance Document: Improving Environmental Site Remediation Through Performance-Based Environmental Management (RPO-7, November 2007). To view the slides associated with this audio, please visit http://www.clu-in.org/conf/itrc/pbem_101509/

Performance-based environmental management (PBEM) is a strategic, goal-oriented methodology that is implemented through effective planning and decision logic to reach a desired end state of site cleanup. The goal of PBEM is to be protective of human health and the environment while efficiently implementing appropriate streamlined cleanup processes. The major components of PBEM include: systematic planning; effective communications; agreement of a land use risk strategy; current conceptual site model; decision logic analysis; remediation process optimization (RPO); ARAR analysis; exit strategy development; and performance-based contracting including environmental insurance. This ITRC training presents an overview of what PBEM is, explains how and when to implement it, and describes the issues that regulators are concerned about throughout PBEM's implementation. Case studies will be presented to illustrate successful PBEM projects. The course is valuable not only because PBEM is being proposed and implemented at many federal and private sites throughout the country, but also because PBEM provides an opportunity to enhance all site remediation. This training is geared to those in the environmental remediation field including Federal, state and local government officials; owners or operators of sites, and consultants. The course will be most beneficial if the participant has taken one of ITRC's remediation process optimization courses. Online archives are available for What is Remediation Process Optimization and How Can It Help Me Identify Opportunities for Enhanced and More Efficient Site Remediation? and for Remediation Process Optimization - Advanced Training. These courses are recommended as pre-requisites, but are not required. The training materials are based on the ITRC RPO Team's Technical Regulatory Guidance Document: Improving Environmental Site Remediation Through Performance-Based Environmental Management (RPO-7, November 2007). To view the slides associated with this audio, please visit http://www.clu-in.org/conf/itrc/pbem_101509/

In June 2009, EPA held its annual National Association of Remedial Project Managers meeting in Atlanta, GA, and for the second year in a row, one of our most attended sessions was on Green Remediation (GR). And like last year, we are offering those talks again to an online audience! EPA's definition of GR includes the practice of considering the environmental effects of a remediation strategy (i.e., the remedy selected and the implementation approach) early in the process, and incorporating options to maximize the net environmental benefit of the cleanup action. Since last year, experience has increased and policies are more developed, and this is a chance to share that with an online audience. EPA's Technical Support Project, led by the Engineering Forum, has taken this full-day session and will hold one session per month for 3 months, starting with October 8th. Each session will last no longer than 2 hours. We will start on October 8th, with the following agenda, and then the other two sessions will follow on November 12th and December 15th.Headquarters and Cross-Program PerspectiveRegional Roundtable (Region 4)Case Studies:Lake City Army Ammunition Plant: Solar-powered pumps for ground water treatmentBaird & McGuire Superfund site: Carbon and energy footprints at NPL sites To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/greenremediation1_100809/

In June 2009, EPA held its annual National Association of Remedial Project Managers meeting in Atlanta, GA, and for the second year in a row, one of our most attended sessions was on Green Remediation (GR). And like last year, we are offering those talks again to an online audience! EPA's definition of GR includes the practice of considering the environmental effects of a remediation strategy (i.e., the remedy selected and the implementation approach) early in the process, and incorporating options to maximize the net environmental benefit of the cleanup action. Since last year, experience has increased and policies are more developed, and this is a chance to share that with an online audience. EPA's Technical Support Project, led by the Engineering Forum, has taken this full-day session and will hold one session per month for 3 months, starting with October 8th. Each session will last no longer than 2 hours. We will start on October 8th, with the following agenda, and then the other two sessions will follow on November 12th and December 15th.Headquarters and Cross-Program PerspectiveRegional Roundtable (Region 4)Case Studies:Lake City Army Ammunition Plant: Solar-powered pumps for ground water treatmentBaird & McGuire Superfund site: Carbon and energy footprints at NPL sites To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/greenremediation1_100809/

The Superfund Research Program (SRP), in collaboration with the US Environmental Protection Agency's Office of Superfund Remediation and Technology Innovation (OSRTI), presents the final session in the Spring/Summer 2009 edition of Risk eLearning: "Computational Toxicology: New Approaches for the 21st Century." This session, "Computational Toxicology: ToxCast and the Comparative Toxicogenomics Database (CTD)," will indicate the utility of the computational approaches to achieving a better understanding of the potential risks of contaminants. Dr. David J. Dix, Acting Deputy Director of EPA/ORD's National Center for Computational Toxicology will present "ToxCast - Screening and Prioritization of Environmental Chemicals Based on Bioactivity Profiling and Predictions of Toxicity." The objective of EPA's ToxCast research program is to develop a cost-effective and rapid approach for screening and prioritizing a large number of chemicals for further toxicological testing. Using data from high throughput screening (HTS) bioassays, ToxCast is generating data, constructing databases, building computational models and prioritization tools based on the potential human toxicity of chemicals. These hazard predictions will provide EPA regulatory programs with science-based information helpful in prioritizing chemicals for more detailed toxicological evaluations, ultimately leading to more intelligent targeted testing. NIEHS grantee and Mount Desert Island Biological Laboratory investigator, Dr. Carolyn Mattingly, will present "The Comparative Toxicogenomics Database: A resource for predicting chemical-gene-disease networks." The etiology of many chronic diseases involves interactions between the environment and genes that modulate biological processes. The Comparative Toxicogenomics Database (CTD) promotes understanding about the underlying mechanisms of environmental diseases by providing curated data describing relationships between chemicals, genes/proteins, and human diseases. Coupled with custom analysis tools, these data provide the foundation for predicting novel chemical-gene-disease networks. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/comptox4_090909/

The briefing provides an overview of technical and regulatory facets of constructing solar farms on closed landfills. It summarizes the findings of a draft paper covering a combination of case study evidence and literature research. The target audience for this study includes project managers, owners, developers, operators, regulators, and various levels of stakeholders with an interest in revitalizing contaminated lands. The author is a NNEMS Fellow with EPA's Office of Superfund Remediation and Technology Innovation. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/secl_090909/

Representatives of EPA Region 7's Brownfields Team will provide a full presentation of EPA's Brownfields Proposal Guidelines to prepare applicants for the upcoming 2010 grants competition. Representatives of local, state and tribal governments and non-profit organizations in Iowa, Kansas, Missouri and Nebraska interested in applying for Brownfields funding should attend. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/r7bfguidelines_090209/

Representatives of EPA Region 7's Brownfields Team will provide a full presentation of EPA's Brownfields Proposal Guidelines to prepare applicants for the upcoming 2010 grants competition. Representatives of local, state and tribal governments and non-profit organizations in Iowa, Kansas, Missouri and Nebraska interested in applying for Brownfields funding should attend. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/r7bfguidelines_090209/

An overview for EPA Region 9 Brownfields grantees who received funding from the American Recovery and Reinvestment Act (ARRA) of 2009. This session will cover requirements for reporting that begins October 1, 2009, as well other grant terms and conditions specific to ARRA-funded grants. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/tio/r9bfarra_082509/

Ron Paul on MSNBC talking about Obama's New Regulatory Reforms 6-18-09

Light non-aqueous phase liquids (LNAPLs) are organic liquids such as gasoline, diesel, and other petroleum hydrocarbon products that are immiscible with water and less dense than water. LNAPLs are important because they are present in the subsurface at thousands of remediation sites across the country, and are frequently the focus of assessment and remediation efforts. A sound LNAPL understanding is necessary to effectively characterize and assess LNAPL conditions and potential risks, as well as to evaluate potential remedial technologies or alternatives. Unfortunately, many environmental professionals have a faulty understanding of LNAPL conditions based on outdated paradigms. The ITRC LNAPLs Team is providing Internet-based training to improve the general understanding of LNAPLs. Better understanding leads to better decision making. Additionally, this training provides a necessary technical foundation to foster effective use of the forthcoming ITRC LNAPLs Team Technical Regulatory Guidance Document: Evaluating LNAPL Remedial Technologies for Achieving Project Goals (to be published in 2009). This training course is relevant for new and veteran regulators, environmental consultants, and technically-inclined site owners and public stakeholders. The training course is divided into two parts: Part 1: An Improved Understanding of LNAPL Behavior in the Subsurface - State of Science vs. State of Practice Part 2: LNAPL Characterization and Recoverability - Improved Analysis In Part 2 of the training course, instructors address LNAPL characterization and site conceptual model development as well as LNAPL recovery evaluation and remedial considerations. Specifically, Part 2 discusses key LNAPL and site data, when and why those data may be important, and how to get those data. Part 2 also discusses how to evaluate LNAPL recoverability. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/itrc/LNAPLcr_062309/

Light non-aqueous phase liquids (LNAPLs) are organic liquids such as gasoline, diesel, and other petroleum hydrocarbon products that are immiscible with water and less dense than water. LNAPLs are important because they are present in the subsurface at thousands of remediation sites across the country, and are frequently the focus of assessment and remediation efforts. A sound LNAPL understanding is necessary to effectively characterize and assess LNAPL conditions and potential risks, as well as to evaluate potential remedial technologies or alternatives. Unfortunately, many environmental professionals have a faulty understanding of LNAPL conditions based on outdated paradigms. The ITRC LNAPLs Team is providing Internet-based training to improve the general understanding of LNAPLs. Better understanding leads to better decision making. Additionally, this training provides a necessary technical foundation to foster effective use of the forthcoming ITRC LNAPLs Team Technical Regulatory Guidance Document: Evaluating LNAPL Remedial Technologies for Achieving Project Goals (to be published in 2009). This training course is relevant for new and veteran regulators, environmental consultants, and technically-inclined site owners and public stakeholders. The training course is divided into two parts: Part 1: An Improved Understanding of LNAPL Behavior in the Subsurface - State of Science vs. State of Practice Part 2: LNAPL Characterization and Recoverability - Improved Analysis In Part 2 of the training course, instructors address LNAPL characterization and site conceptual model development as well as LNAPL recovery evaluation and remedial considerations. Specifically, Part 2 discusses key LNAPL and site data, when and why those data may be important, and how to get those data. Part 2 also discusses how to evaluate LNAPL recoverability. To view the slides associated with this audio, please visit http://www.clu-in.org/conf/itrc/LNAPLcr_062309/