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Geoffrey Moore, in his book Living on the Fault Line, discussed the “Core versus Context Model” for businesses. Core activities are things which set you apart from your competition and context is everything else. For many businesses, this may include administrative activities, marketing activities, and the like. As we discussed his model, we realized that this works in our personal lives as well. You want to do more of the things you’re really good at and less of everything else. Usually, we really like to do what we’re good at so by focusing on just those tasks, we can advance in our careers. Like for us, our strength is working on content for Bigg Success. At least we’d like to think so or more importantly, we hope you think so! For us, the contextual activities would be everything else. So for a couple of examples, we outsource our house cleaning and the yard work. Instead of spending time on these things, we can work on our business. You’re getting a glimpse into how integrated our personal and professional lives are. Since we often work from home, all of these decisions are floating around together. We don’t think we’re alone on this – a lot of people are finding it pays to integrate their work life and their professional life. By outsourcing your contextual activities, you save time and you open up the opportunity to make more money. It comes back to the time vs. money conundrum If you don’t have money, you have to invest more time. . For example, if you start a business that is well-capitalized, you will be able to spend your time differently than if you start on a shoestring. With limited capital, you may have to take care of the janitorial work – a lot of business owners have done that. I’ve done that! . At first, you may have to do it yourself because there’s no money. But you want to contract it out as soon as you can because it’s definitely a contextual activity, unless you happen to be the owner of a janitorial service. Thinking about core vs. context helps you focus on where you want to spend your time and where you want to spend your money. You think twice about spending money because there’s something else that will let you spend more time on your core. You may find that you spend your money on things that save you time, rather than cost you time. . I want a bigg screen TV, but we would rather spend that money on a web person. Right now, I handle our web site. So when there are changes that need to be made, I get to work. But there are better uses of my time. . Because we know that’s not in our core. Bigg Success is still in its early stages, so as soon as we can we’ll outsource this activity. Another example is publicity – right now, we do it ourselves. We want to contract with someone who is better at it than we are and can accomplish more than we can on our own. So although we don’t have HDTV, we do have goals for that money! It boils down to thinking about how much your time is worth. You may find that by contracting out certain activities, it costs you less than what you can make by spending your time working in your core. Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success Related posts Your Personal SWOT Analysis (Part I) Your Personal SWOT Analysis (Part II) (Image by penywise) ShareThis

One thing people often don t think about when going into business with a friend is the relationship itself. You re going into business as friends. You want to remain friends. Business is full of surprises. Discuss the possible surprises upfront, before you mix friendship and business, so you can keep your relationship strong while you re in business. You may think your friendship is really strong and you re probably right. But when you go into business together, your friendship will be tested more than it ever has been before. It s wise to prepare for it beforehand, so you already have a lot of the answers when you re in the middle of a tough situation. Look at it this way a business partnership is like a marriage. You need a pre-nuptial agreement! So find a good attorney to draw up an agreement for you. 8 What if scenarios to discuss with your attorney #1 What if the business fails? According to statistics, if the business fails, it s most likely that no one will be owed any money. But what if that s not the case what if the business does owe money? How will you resolve that? #2 What if it succeeds wildly? That may not sound like a problem, but you d be surprised. Sometimes when a business succeeds at this level, greed enters in. Then comes the power struggles. Discuss the dream scenario upfront to avoid a nightmare. #3 What if one of you is incapacitated? What if one partner is no longer able to do his or her part? How will the others handle this? Will this person get bought out? Is there formula for the price? There s a lot to think about if this unfortunate situation happens. #4 What if one of you dies? Obviously this is even more extreme than the last scenario. There s the human side your friend has passed and you re grieving. But you also have business to attend to; work still needs to get done. Many of the same questions from Scenario #3 apply here. But there s more. For example, does the deceased partner s family now have an ownership stake? Or do you buy them out? #5 What happens when one of you gets married? Or you may already be married. What say does the spouse have in the business? Can the partner s interest be jointly owned with a spouse or do you want to restrict ownership to your original group? #6 What if one of you gets divorced? The business interest may be a significant asset. You probably don t want a former spouse having a say in your business even as a minority stakeholder. It can really muddy the waters, as the saying goes. What restrictions will you place on ownership? #7 What if one of you wants out? How will you determine a price? What kind of notice will you require? What is the process? #8 What if one of isn t pulling his or her weight? How will you determine that this is case? What can, and will, you do about it? These aren t pleasant things to think about, let alone talk about. However, you re more likely to find good solutions now when you re thinking logically than to try to work them out in the heat of the moment. We can t stress this enough get a good business attorney. Then sit down with your partners and your attorney and work through these issues. Your attorney will probably have even more situations to discuss. Work through these issues before you start for the sake of your friendship and your business. Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success Related posts 5 Questions to Ask Before You Work with Your Spouse Success is Teamwork! (Image by ushakov) ShareThis

Bigg Challenge Max is a business owner. He hired a salesman about a year ago. Max put him on the same compensation plan that his other sales people were on (a small base salary with an incentive). The guy has done a phenomenal job. Max s company is showing record sales and profits, largely due to this sales person. But here s the problem: this salesman is now making more money than Max. Max wants to know if he should adjust his salesperson s compensation. Bigg Advice What should you do about this, Max? Here s what we think Nothing! Here s why Is it costing too much? It is possible to over-compensate your people. You can t design a system where a small number of top performers win bigg while the company loses money. But that s not the case here. You re also making more money, Max. So if it ain t broke, don t fix it! Handle with care We ve heard of great sales people who were let go when a situation like this occurred. It does happen. But remember the nursery rhyme about the goose that laid the golden egg? This sales person is the goose. Handle him with care. Like the old Proverb says, Kill not the goose that lays the golden eggs. Your bigg payoff Don t miss the bigg picture. The bigg payoff for owning a business often isn t what you make each year. It s what you make when you sell it. You re building an asset whose value is based on the income of the business, sometimes called owner s cash flow. As your bottom line increases, so does the value of your asset. That s your bigg payoff. How you can get paid more You re making record sales and profits so you can probably afford to add another salesperson. Before you do, look at your infrastructure and capacity to make sure you can support an additional salesperson. If you can, then go for it! There s a good chance, if you do that, you ll be the highest paid employee of the company again! Model this employee We would suggest cloning, but okay we won t go there! So try to find someone with traits and characteristics similar to this salesperson. To do that, think about what you know about him. What industry did he come from, if he came from outside your industry? What experience did he have? What education? Are there any other clues you can get from his background? If you did a personality assessment as part of your hiring process, what did his look like? And ask your sales person if he knows anybody who might work out well. Bigg goal-getters know bigg goal-getters. Thanks Max for sending us your bigg challenge. We wish you bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Related posts If You Want to Increase Your Profit, Don’t Put Your Customers First Are You Choking Your Chicken? Sam Walton’s Rules for Building a Business (Image by forwardcom) ShareThis

Today on The Bigg Success Show, we welcomed Denise Griffitts. Denise is the founder and CEO of Your Virtual Assistant, a company that provides highly trained administrative professionals for support, technical and creative services for small businesses, start-up businesses, individuals, and online entrepreneurs. Virtual assistants are in bigg demand Denise talked about the growing demand for virtual assistants, who work for you from their home. They work within your processes and system. If you don t have processes set up, they ll even help you do that. A virtual assistant can help you with just about anything that doesn t require them to be on site. Denise s niche is serving online entrepreneurs. She lets you take care of the front end of the business by partnering with you and handling the back end. A virtual assistant takes away all the minutiae from your day. Denise Griffitts Don t be afraid to ask questions. Think about what you really need help doing. What s causing your time seepage? By thinking about the minutiae that s sapping your creativity and letting a virtual assistant take care of it, you ll feel a sense of freedom and be able to move forward more quickly. How affordable is a virtual assistant? A virtual assistant is a contract employee. You don t have to pay their taxes and Social Security. You also don t have to pay for their office space or equipment. Denise has a Rate Calculator on her blog. It allows you to calculate the difference between hiring someone in your office and hiring a virtual assistant. Denise says the savings are considerable. Could you benefit from a virtual assistant? Denise talked about her biggest client, who had a project she needed done within three weeks. This client had a concept and an announced date for completion. That was it! In three weeks, Denise and her team helped her client produce a product. They created a CD, did the art for the CD, created audio, print work and art work. It was in her customer s hands by the deadline! As Denise says, Most everybody these days could use a virtual assistant. Would you like to be a virtual assistant? Denise is looking for people all of the time. If you have online experience and would like to earn some extra money, send Denise your resume to resumes@virtualassistantindustry.com. Denise will review your resume. If that looks good, she ll interview you. After that, she ll assign you a project. If you perform well on that project, then she brings you on as a full virtual assistant. So if you want to hire a virtual assistant or be a virtual assistant, check out Your Virtual Assistant! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Related Posts Outsource Your Household Chores to Balance Your Life 5 Ways to Determine if a Work-at-Home Opportunity is Legitimate Leaping From Place To Place: See The World While You Work Find Your Fortune Through Promiscuity (Image from VirtualAssistantIndustry.com) ShareThis

Bigg Challenge Rick has been a manager now for about six months. He has an employee who is under-performing. Rick thinks he may need to fire this employee, but he s never done that before. He says he would welcome any suggestions we can provide. Bigg Advice Do you remember the Cheers episode where Norm Peterson became the executive s executioner his job was to fire people. So he took them out for drinks and, by the time it was done, the employee who was being fired felt sorry for Norm. Because as Norm once said, It s a dog eat dog world and I m wearing Milk Bone underwear. So there s one option, but not one that we necessarily recommend for the real world! Company procedures Look to your company s policy manual for guidance on how to proceed. Also, discuss this with your boss so you fully understand company protocol and precedents. No surprises Except for the most egregious situations, you ve done something wrong if it s a surprise. To make sure they re not surprised, you should follow a process. For example, issue a series of warnings with repercussions for not correcting the performance deficiencies Round and round we go Sit down with your employee and explain the problem. Discuss what needs to be done to correct it, tell him or her when you ll review performance again, and outline the consequences if it s not corrected (e.g. a 3-day suspension without pay). At the scheduled time, repeat this process. This time the ramifications have to be greater. (e.g. termination of employment). So if you reach this review and the situation hasn t improved significantly, the result should be obvious to your employee. You re giving them a chance to improve their performance and also covering your liability because you ll document this entire process and have them sign off each step of the way. An example George said that in his early days in business, he was managing his field staff. They worked without direct supervision because they performed work at the customer s home or office. George had hired a young man who just couldn t work without ongoing oversight. George went through the rounds outlined above with little improvement. Finally, he let the employee go. He recommended that this young man get a job in a place where someone could watch over him. He encouraged the young man come back and reapply for employment once he got used to working in a supervised environment. That never happened because the young man found that he liked working with supervision better. Firing someone doesn t have to be negative. Offer any help you can provide. Make suggestions. And realize that sometimes it s just not a good fit it doesn t mean they re a bad person, or that they couldn t be helpful to any employer. It just means it s not working out for both of you here. Thanks, Rick, for sharing your bigg challenge. We re sure you ll handle it just fine. Do you have a bigg challenge? Tell us so we can help. Type it in the box and hit submit to send it to us. Your Name(required) Your Email(required) cforms contact form by delicious:daysRelated posts The One Minute Manager and Corporate Layoffs How to Offer Criticism Without Being Critical (Image by w00kie, CC 2.0) ShareThis

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http://www.mimonlinemagazine.com/randyhoward Im Trying To Help Change Lives. Like This Has Done For Me. There Will Be No Better Way To (Make Money Online)! Your Reading This Like It's a (Joke). This Is How I Make My Living! Enjoying My Time And My Life Im (paying it forward) We all deserve a better lifestyle. Mainifest, have Faith Be Blessed in Happiness Love. YOU Deserve to be Financially Free. Do it!Home based business elevated to new levels. Part time or full time. Successful work at home magazines wrote about Dwayne Johnson helping others to earn income from home. Independent business ownership. Think & Grow Rich , Rich Dad , Poor Dad , Cash Flow Quadrant , What makes the great great , MLM Millionaire , Millionaire next door , Retire young retire rich , Successful habits , Survival skills for MLM , The new new mlm'ers , 21 irrefutable laws of leadership , tag team marketing , Donald Trump win big , professional inviter , tim sales , dexter yager , britt hall , suze orman , jim rohn , les brown , john maxwell , marketing tips , Wave 3 , Wave 4 network marketing in the 21st century , Barack Obama Dwayne Johnson has proven himself time & time again working with people that have the 3 keys 1. Work Ethic 2. Desire 3. Commitment. Listen to countless video testimonials about his proven success system that he used to achieve Senior Vice President in 131 Days!!!!! I'm sure you've seen " The Proof " DVD that's all over the internet when 5Linx awarded him with a $10,000 check & a customized $100,000 BWM 750Li Watch out for " The Proof 2 " where he receives his Bentley GTC (Coupe). All these are simply a small token of the company's appreciation of what Dwayne Johnson has done for 5Linx and what he means to the company.Dwayne Johnson's #1 focus is to help strayed youths and change society's outlook on young black African American men. He and his team the VIP Rebellion will stop at nothing to be positive role models in their communities. Im Trying To Help Change Lives. Like This Has Done For Me. There Will Be No Better Way To (Make Money Online)! Your Reading This Like It's a (Joke). This Is How I Make My Living! Enjoying My Time And My Life Im (paying it forward) We all deserve a better lifestyle. Mainifest, have Faith Be Blessed in Happiness Love. YOU Deserve to be Financially Free. Do it!Home based business elevated to new levels. Part time or full time. Successful work at home magazines wrote about Dwayne Johnson helping others to earn income from home. Independent business ownership. Think & Grow Rich , Rich Dad , Poor Dad , Cash Flow Quadrant , What makes the great great , MLM Millionaire , Millionaire next door , Retire young retire rich , Successful habits , Survival skills for MLM , The new new mlm'ers , 21 irrefutable laws of leadership , tag team marketing , Donald Trump win big , professional inviter , tim sales , dexter yager , britt hall , suze orman , jim rohn , les brown , john maxwell , marketing tips , Wave 3 , Wave 4 network marketing in the 21st century , Barack Obama Dwayne Johnson has proven himself time & time again working with people that have the 3 keys 1. Work Ethic 2. Desire 3. Commitment. Listen to countless video testimonials about his proven success system that he used to achieve Senior Vice President in 131 Days!!!!! I'm sure you've seen " The Proof " DVD that's all over the internet when 5Linx awarded him with a $10,000 check & a customized $100,000 BWM 750Li Watch out for " The Proof 2 " where he receives his Bentley GTC (Coupe). All these are simply a small token of the company's appreciation of what Dwayne Johnson has done for 5Linx and what he means to the company.Dwayne Johnson's #1 focus is to help strayed youths and change society's outlook on young black African American men. He and his team the VIP Rebellion will stop at nothing to be positive role models in their communities. Author: 1MrHoward84 Keywords: Home Business Marketing Ownership Rich Dad Poor Donald Trump The Proof Retire Young retire rich Skills Work At Added: June 7, 2008

Http://www.Mimonlinemagazine.com/RandyHoward Im Trying To Help Change Lives. Like This Has Done For Me. There Will Be No Better Way To (Make Money Online)! Your Reading This Like It's a (Joke). This Is How I Make My Living! Enjoying My Time And My Life Im (paying it forward) We all deserve a better lifestyle. Mainifest, have Faith Be Blessed in Happiness Love. YOU Deserve to be Financially Free. Do it!Home based business elevated to new levels. Part time or full time. Successful work at home magazines wrote about Dwayne Johnson helping others to earn income from home. Independent business ownership. Think & Grow Rich , Rich Dad , Poor Dad , Cash Flow Quadrant , What makes the great great , MLM Millionaire , Millionaire next door , Retire young retire rich , Successful habits , Survival skills for MLM , The new new mlm'ers , 21 irrefutable laws of leadership , tag team marketing , Donald Trump win big , professional inviter , tim sales , dexter yager , britt hall , suze orman , jim rohn , les brown , john maxwell , marketing tips , Wave 3 , Wave 4 network marketing in the 21st century , Barack Obama Dwayne Johnson has proven himself time & time again working with people that have the 3 keys 1. Work Ethic 2. Desire 3. Commitment. Listen to countless video testimonials about his proven success system that he used to achieve Senior Vice President in 131 Days!!!!! I'm sure you've seen " The Proof " DVD that's all over the internet when 5Linx awarded him with a $10,000 check & a customized $100,000 BWM 750Li Watch out for " The Proof 2 " where he receives his Bentley GTC (Coupe). All these are simply a small token of the company's appreciation of what Dwayne Johnson has done for 5Linx and what he means to the company.Dwayne Johnson's #1 focus is to help strayed youths and change society's outlook on young black African American men. He and his team the VIP Rebellion will stop at nothing to be positive role models in their communities. Im Trying To Help Change Lives. Like This Has Done For Me. There Will Be No Better Way To (Make Money Online)! Your Reading This Like It's a (Joke). This Is How I Make My Living! Enjoying My Time And My Life Im (paying it forward) We all deserve a better lifestyle. Mainifest, have Faith Be Blessed in Happiness Love. YOU Deserve to be Financially Free. Do it!Home based business elevated to new levels. Part time or full time. Successful work at home magazines wrote about Dwayne Johnson helping others to earn income from home. Independent business ownership. Think & Grow Rich , Rich Dad , Poor Dad , Cash Flow Quadrant , What makes the great great , MLM Millionaire , Millionaire next door , Retire young retire rich , Successful habits , Survival skills for MLM , The new new mlm'ers , 21 irrefutable laws of leadership , tag team marketing , Donald Trump win big , professional inviter , tim sales , dexter yager , britt hall , suze orman , jim rohn , les brown , john maxwell , marketing tips , Wave 3 , Wave 4 network marketing in the 21st century , Barack Obama Dwayne Johnson has proven himself time & time again working with people that have the 3 keys 1. Work Ethic 2. Desire 3. Commitment. Listen to countless video testimonials about his proven success system that he used to achieve Senior Vice President in 131 Days!!!!! I'm sure you've seen " The Proof " DVD that's all over the internet when 5Linx awarded him with a $10,000 check & a customized $100,000 BWM 750Li Watch out for " The Proof 2 " where he receives his Bentley GTC (Coupe). All these are simply a small token of the company's appreciation of what Dwayne Johnson has done for 5Linx and what he means to the company.Dwayne Johnson's #1 focus is to help strayed youths and change society's outlook on young black African American men. He and his team the VIP Rebellion will stop at nothing to be positive role models in their communities. Author: 1MrHoward84 Keywords: Home Business Marketing Ownership Rich Dad Poor Donald Trump The Proof Retire Young retire rich Skills Work At Added: June 7, 2008

Author: FuriousFilms Added: Tue, 27 May 2008 16:49:34 -0800 Duration: 316Here Comes the Neighborhood is a satirical short comedy chronicling the effects of the gentrification of a fictitious African American neighborhood, Our Legacy Estates. Told in vignette form we glimpse into the lives of the homeowners and the opportunists who desire their homes.

Key phrases: to empower empowerment employee empowerment employee empowerment policy ownership organizational behavior human resources Example sentences: We really need to empower our workers to do the task / work. Who owns this project?

Key phrases: to empower empowerment employee empowerment employee empowerment policy ownership organizational behavior human resources Example sentences: We really need to empower our workers to do the task / work. Who owns this project?Author: BoydJones Tags: empower empowerment ownership human resources 英文 英文课 美国 英语 学习 教育 走遍美国 Posted: 26 May 2008 Rating: 0.0 Votes: 0

Author: FuriousFilms Added: Wed, 21 May 2008 17:19:31 -0800 Duration: 316Here Comes the Neighborhood is a satirical short comedy chronicling the effects of the gentrification of a fictitious African American neighborhood, Our Legacy Estates. Told in vignette form we glimpse into the lives of the homeowners and the opportunists who desire their homes.

Author: FuriousFilms Added: Tue, 20 May 2008 12:49:30 -0800 Duration: 316Here Comes the Neighborhood is a satirical short comedy chronicling the effects of the gentrification of a fictitious African American neighborhood, Our Legacy Estates. Told in vignette form we glimpse into the lives of the homeowners and the opportunists who desire their homes.

Author: FuriousFilms Added: Tue, 20 May 2008 06:19:32 -0800 Duration: 316Here Comes the Neighborhood is a satirical short comedy chronicling the effects of the gentrification of a fictitious African American neighborhood, Our Legacy Estates. Told in vignette form we glimpse into the lives of the homeowners and the opportunists who desire their homes.

Author: FuriousFilms Added: Tue, 20 May 2008 06:19:32 -0800 Duration: 316Here Comes the Neighborhood is a satirical short comedy chronicling the effects of the gentrification of a fictitious African American neighborhood, Our Legacy Estates. Told in vignette form we glimpse into the lives of the homeowners and the opportunists who desire their homes.

Author: FuriousFilms Added: Mon, 19 May 2008 18:19:31 -0800 Duration: 316Here Comes the Neighborhood is a satirical short comedy chronicling the effects of the gentrification of a fictitious African American neighborhood, Our Legacy Estates. Told in vignette form we glimpse into the lives of the homeowners and the opportunists who desire their homes.

Author: FuriousFilms Added: Wed, 14 May 2008 08:16:20 -0800 Duration: 301Here Comes the Neighborhood is a satirical short comedy chronicling the effects of the gentrification of a fictitious African American neighborhood, Our Legacy Estates. Told in vignette form we glimpse into the lives of the homeowners and the opportunists who desire their homes.

On the show, George shared a story from when he was a young man. So, obviously, this is an old story! He met a gentleman who was very successful in business and real estate investing. But you wouldn t have known he had a dime to his name. George said he can still picture this man sitting at the table in his coveralls with his cap. He was a great guy who said something George never forgot. This man said, I don t know how to spell millionaire, but I is one. How did he become a millionaire? He bought something! Not a new wardrobe. Or a bigger house, a new car, a second house, or a boat. He bought an income-producing asset. He bought a duplex. What he bought is important He put down a small amount of money and found a bank that helped him finance the rest of it. He improved the property by doing minor things like painting, putting down new carpet, and some basic landscaping. So now he had a property that looked much better. So tenants were willing to pay more to live there. So he increased the rent. Then he went back to the bank because he was making more money. They gladly refinanced his loan, because the income from the property would support it. What he did next is even more important He took this money from the bank and bought another investment property. A slightly bigger one. Which he then improved. He kept doing this over and over again until he became a millionaire. Eventually he owned a whole bunch of things. What you don t need to become a millionaire You don t have to be that smart to become a millionaire; just be sensible. It also doesn t take that much money to get started. You don t have to be a super savvy business person. And you don t have to have a fancy education, although education is a good investment. And you don t have to wear flashy clothes! 4 tips that can lead you to a million dollars #1 Start small. Don t bite off more than you can chew. Assume you ll lose everything, so don t invest more than you can afford to lose. #2 Know your strengths and weaknesses. Get help. If you re handy, find someone who is financially savvy. If you re financially savvy, find someone who s handy. If you have time but no money, find a partner with money. If you have money but no time, partner with someone who has the time. #3 Make yourself accountable. The CEOs of the biggest companies in the world answer to a Board of Directors. Get someone who will hold you accountable be it a mentor, a coach, or a partner. #4 Logic, not emotion, rules. Don t fall in love with a property. You re not looking for cute; you re looking for cash flow. Don t rent to a tenant because you like him or her; rent to them because of their good credit score. Our bigg quote today is by Brian Koslow: Any self-made millionaire listens for opportunity. The average person listens for what s wrong and why something won t work. Paying attention may just pay you a million! Click on our Comment link below to share your thoughts Click on the Share This button below to Digg, Stumble, Mixx, etc. Next time, we ll offer up nine questions to answer before you make extra mortgage payments. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Related posts Get Real Estate How To Become A Millionaire Good Debt vs. Bad Debt cref 489] ShareThis

A lot of us are very uncomfortable talking about money, whether that means negotiating your salary, asking for a sale, or asking for a loan. So the thought of going to the bank to get a loan can be very intimidating. The loan process seems somewhat mysterious. Wouldn t it by nice to know where bankers are coming from? Then you would be better positioned to get the money you need. 3 things to understand about your banker #1 Banks can t afford to lose money. A lot of people don t realize that banks operate on relatively thin profit margins. So, contrary to popular belief, they don t make that much money on every loan. The biggest question every banker has when looking at every loan proposal is Will we get paid back? They re more concerned about the return OF their investment than the return ON their investment. That comes later. #2 Banks don t fund start-ups. This is perhaps one of the biggest misperceptions in the business world. People think the bank is the best place to go for money they need to start a business. To which we say, reread our first point! Bankers are relatively risk averse for the reasons stated above and more. So banks don t tend to lend money to new, unproven firms. You might be saying, But I know people who got money to start their business from a bank. Here s the distinction the bank wasn t loaning money to their BUSINESS; they loaned them money as individuals FOR their business. If you look deeper, you ll find that, in almost every case, they secured the loan with equity in their house or some other asset. #3 Banks need to lend money. That s their business. So if you need money, and you can prove that you can pay it back, and you have some assets to secure the loan, go to the bank with confidence! Your bank is just like your favorite video store. Video stores rent DVDs for a fee. Banks rent money for a fee. So going to the bank is just like renting a movie. You have to return the movie and pay a fee. And hey, unlike video stores, bankers don t charge their fees upfront! Click on our Comment link below to share your thoughts on today s post Click on the Share This button below to Digg, Stumble, Mixx more Our bigg quote today is by the great Stephen Covey: Seek first to understand, then to be understood. Understand your banker s needs so you stand to get your money needs. Next time, we ll discuss how to offer criticism without being critical. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Related posts How To Become A Millionaire Good Debt vs. Bad Debt How To Get Your Customers To Finance Your Business 5 Places to Find Cash for Your Business Today I Have An Idea For A Business! Now What? Lessons Learned From A Bankrupt Business Owner (Image by svilen001) ShareThis

Author: stevebruce Added: Mon, 05 May 2008 13:19:44 -0800 Duration: 296http://www.freebies4.com ALL the top marketers credit their success to list ownership and marketing... Those without lists don't realize the power of list marketing. They've never experienced the thrill of sending out a simple email and watching as sales roll in. But this is the *reality* of list ownership! If you do NOT have a list, it's time to start building one today, if you're serious about succeeding online! Here's THE program that can get you set up with your own list building web-site (and eventually MULTIPLE web-sites if you choose), quicker than anywhere else online: http://www.freebies4.com

Author: wallstreete Added: Mon, 05 May 2008 11:16:24 -0800 Duration: 110 Owning a home is an emotional goal it makes you feel like youre part of a place, like youre a grownup, like you finally have a tax break. And unlike stocks and bonds and your car, its an investment you can live in. Now before you get carried away by the scent of fictional apple pie buying a home may be the biggest investment OF YOUR LIFE. Youve got to proceed with caution. If you already own your own abode, is it time to REFINANCE? It could reduce your monthly interest. OR how about using that abode as equityor as a line of credit to finance other projects? This isnt just for whippersnapperssay youre retired, living on a fixed incomeI got two words for you: Reverse Mortgage. Instead of YOU paying for your house, your house pays YOU. Nice! And its legitimate. Dont believe me? Just ask any financial advisor at Wall Street Etheyll tell you.

Owning a home is an emotional goal it makes you feel like you re part of a place, like you re a grownup, like you finally have a tax break. And unlike stocks and bonds and your car, it s an investment you can live in. Now before you get carried away by the scent of fictional apple pie buying a home may be the biggest investment OF YOUR LIFE. You ve got to proceed with caution. If you already own your own abode, is it time to REFINANCE? It could reduce your monthly interest. OR how about using that abode as equity or as a line of credit to finance other projects? This isn t just for whippersnappers say you re retired, living on a fixed income I got two words for you: Reverse Mortgage. Instead of YOU paying for your house, your house pays YOU. Nice! And it s legitimate. Don t believe me? Just ask any financial advisor at Wall Street E they ll tell you.

Bigg Challenge Kendra started a business six months ago. It s exciting, but also extremely successful. At times, she really misses the regular salary her old job provided. Lately, she s even been looking at job openings and she s seen some great opportunities. Sometimes, she really regrets that she gave up her corporate job. Her question for us: Is she just not cut out for owning her own business? Bigg Advice Ultimately, Kendra, only you can decide if you re cut out for it. However, we ll offer some guidance on getting through this. Stop tormenting yourself with the job openings. If you reach the point, where you re truly giving up on your business, THEN and only then should you start looking for a job. Some people might say that it s a good thing for you to keep her options open. They re wrong! Once you make a decision like this, you can t constantly look at what might have happened if you did something else or what could happen if you completely change direction. You have to commit to what you started out to do. If you don t, you WILL fail. Develop your own internal process to stop the second-guessing. This is closely related to the point above, but it is such an essential skill for entrepreneurs that we thought it needed to be separated. As a business owner, there will be days when you re on the top of the mountain and there will be days when you re stuck in the valley. And there are few days in between! When you re stuck in the valley, your internal voice is one of the things that will help you get back to the top of the mountain. However, understand that as a business owner, you ll be back in the valley again before long. It s just part of the process. That s why it s so important to develop an inner voice that encourages you, rather than creating more doubt. Develop a support network. Friends are great, but you need to regularly converse with fellow business owners. Anyone and everyone who owns their own business will completely understand what you re going through. They ll give you that boost when you need it. And that includes us! Thanks, Kendra. We wish you bigg success! Keep yourself fired up by tuning into The Bigg Success Show! Get a lesson and a laugh in five minutes or so! Our bigg quote today is a good one, but isn t attributed to anyone. Any belief worth having must survive doubt. If you stick to your beliefs, there s little doubt that you ll win. Next time, we ask, Who s in control you or your Blackberry? Until then, here s to your bigg success! Subscribe to the Bigg Success feed. Subscribe to The Bigg Success Show in iTunes. Related posts The Secret to Survive and Thrive in Your Own Business How Do You Learn To Be An Entrepreneur? (Image by adamci) ShareThis

Author: Media30 Added: Wed, 23 Apr 2008 08:52:41 -0800 Duration: 131*MICROSOFT not impressed with YAHOOs earnings. *NEWS CORP and FCC to faceoff. *CBS Evening News hits record low. *Nokia signs SONY BMG for mobile music subscription.

Author: Media30 Added: Wed, 23 Apr 2008 08:52:41 -0800 Duration: 131*MICROSOFT not impressed with YAHOOs earnings. *NEWS CORP and FCC to faceoff. *CBS Evening News hits record low. *Nokia signs SONY BMG for mobile music subscription.

The government is to review the economic regulation of UK airports and has hinted that it could break up BAA. Author: bbcworldnews Keywords: BBC News UK airport ownership review Added: April 22, 2008

You re probably familiar with the old saying, Sell the sizzle, not the steak. And a related one, Features tell, benefits sell. Features, of course, are the characteristics of whatever it is you re trying to sell. Benefits answer your customer s biggest question, What s in it for me? If you want to make more money, it s important to clearly understand the difference between features and benefits. When you re selling anything your product or service, yourself for a job, a loan, or even to get a date this weekend focus on emotions, not intellect. Because people buy emotionally, and then justify rationally. People buy for two reasons to stop the pain or to get the gain. So paint a clear picture in your prospect s mind of how wonderful things will be after they buy what you re offering. To do that, you have to clearly understand the benefits of what you re selling. And that s not as easy as it sounds! We usually make two mistakes: Mistake #1: Spending too much time on features and too little on benefits. We know our product inside and out. The problem is we often don t fully understand the difference between a feature and a benefit. We often think of features as benefits. But they re not. We need to translate those features into benefits how they help the customer. Mistake #2 Stopping before the real benefit. Fortunately, there s a simple question that helps you get to the real benefit of your offering. That question is And that means? On the show, George and Mary-Lynn illustrated this by pretending to work for an insulation contractor. George played the part of the sales person and Mary-Lynn was his manager. Isn t that an exciting service to sell? See if you re more excited after the discussion! Mary-Lynn: Alright, let me hear your pitch. George: Inadequate insulation is a leading cost of energy waste in many homes. Mary-Lynn: And that means? George: Your furnace and air conditioner will run more. Mary-Lynn: And that means? George: You may be spending too much on your utility bill. Mary-Lynn: And that means? George: You could save money by adequately insulating your home! Mary-Lynn: And that means? George: You would have more money to do what you want! Mary-Lynn: And that means? George: If you insulate your home, you ll pay for their next vacation! Mary-Lynn: Bingo! Now that s the real benefit! Are you more excited about insulation now? Most people are! Even a product that seemingly has little sex appeal can be quite appealing! So keep asking and that means until you get to the real benefit. The benefit for you is your sales will grow and that means you ll live the bigg