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Holly shares her technique for a great aerobic workout! See MUCH more of Holly, Kendra & Bridget at http://www.playboy.com

Are you about to move into your new apartment? Don't miss these tips coming up next Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. Many people move into their apartments thinking they know how everything and get slammed with having to pay more than they agree to. When a building is full and landlords want more money, what can they do to make more money? They charge fees. Landlords are making new fees daily to make the tenants pay more, but a lot are not legal or justified. If something seems fishy or unjust, don't be afraid to ask the landlord why he is charging you. Make sure you know your tenant rights which are available online or at your local housing office. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

First time buyer but don't have much cash? I got some quick tips coming up next. Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. Whether you are recently married or a bachelor buying your first home, it can be difficult especially if you don't have much money. You will need to put down 20% of the home's value, but what most people don't know is that there is help for people who need it. There are FHA-insured mortgages, they assist people who have a low credit score and are first time buyers. They are much more affordable as conventional loan premiums because conventional loans factor in credit scores while FHA loan premiums do not. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. When you are moving keep a record of all your moving expenses. If you meet certain criteria's you can deduct the expenses from the federal income taxes. You can look up the rules online under publication 521 titled "moving expenses" on the IRS website. If you have a library of books, consider sending them with the post office, they have special rates for books and magazines. However, throw out whatever you don't want or will never read again. People don't realize that there is an off time for moving companies which is in the middle of the month. Moving companies are always busy at the end of the month, but when business is slower, the will lower their rates. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Are you about to sign a lease for a new place? I have some important advice you can't miss coming up next Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. If you are a renter you know how strong a rental agreement is and how difficult it is to get out of it. So when you have the rental agreement in front of you take an extra second and think if you realistically will be able to live in the same apartment for a few years. The solution is simple, include an early release clause, which states what happens if the tenant plans on breaking the lease. The consequences can be anything from 2 months' rent to forfeiting of the security deposit. This all may sound like a lot, but remember you are getting out of a legal binding contract. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Did you hear the news about Countrywide? You don't want to miss the hottest news coming up next. Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. The notorious Countrywide Financial Corp is being sued by the California attorney general. Countrywide is being accused of misleading advertising, taking on risky home loans, and other unfair business practices. He wants relief for people impacted as a result of the mortgage crisis. This lawsuit comes on the same day the countrywide shareholders were scheduled to vote on the company's takeover by Bank of America. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Looking to rent an apartment but landlords keeps rejecting you? I have some tips that you need to watch out for coming up next. Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. Landlords have found new tools to use at their disposable to help filter out potential tenants. For a small fee of 15-35$, background screening companies will screen applicants and tell landlords everything including criminal history, eviction history, and credit history. It is an easy way for them to find out everything they want to know about you without you knowing. The good news is that only big apartment complexes are the ones that check most often so apply to smaller apartment complexes and don't get discouraged, keep applying. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. People are using technology more and more to help them with the sale of their home. The internet allows sellers to showcase their homes worldwide and it's easier for potential buyers to look at it. They can have all the information right before them. Make sure you have your house on as many websites as possible including craigslist. The more exposure you have the better your chances are of selling it. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. The price of your home is what attracts or deters people from being interested in your property. But there are tricks you can do to buyers while keeping the price where you want it. Slim the price a little, we all know that 899,000 is barely less than 900,000 but to the buyer it makes a big difference. Also a round number, such as $695,000, will convey quality, while a precise number, such as $695,385, will indicate a bargain. So try to make it seem more like a bargain and less like a precise number. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Have a low credit score? I got a quick tip coming up next Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com. A low credit score is hard to change but there are ways to raise it. Go to the bank, and get a small loan, about 1,000 dollars. You will have to pay about 7 percent interest rate, which isn't that much, about 70 dollars a year. Every month when the bill for it comes, pay it off and your credit score will go up, and continue that for a few years and once the loan is paid off, you will see a significant increase in your credit score and will be able to get much higher loans. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Trying to sell your home in this market? I got some good tips coming up next. Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. The real estate market is in a slump and if you're trying to sell your home you are going to have some trouble. You are going to want to give away some freebies. Try anything from luncheons to raffling off a gift card or if it's a condo, offer to pay their homeowner association fees. If you are really desperate to sell, you can try offer free home warranty for a year. Do anything to set your house above other houses in the market. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Trying to increase your credit score? I got some quick tips coming up next. Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com. Having a good credit score will not only make it easier to get loans but also to get them at a lower interest rate. The first step is to get a credit card, not to spend on buying lavish gifts, but to establish credit. To establish good credit you must pay off the credit cards on time and in full every month. Once you are able to control having one credit card apply for another one about 4 months later and add another one if you are able to after that. You do not want to have more than 3 open credit lines, it can actually hurt your credit. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Buying a house as is? I got some helpful advice coming up next Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. You may see a lot of listings saying as is. But be careful, when someone sells their house as is, it's probably because there is a problem with it. It could be mold that can't be fixed or termites that got into the wood. If you buy the house as is, there isn't any inspection, and the seller usually wants a one month escrow. So if you're a developer than this is perfect for you. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

A 10,500-square-foot Malibu beachfront mansion is up for sale.

3. Trying to sell your home in this market? Part 2 is coming up next. Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. Your agent is the face of your home, so you want to make sure that they are presentable and suitable for the area. Make sure they have sold properties in the area and that they have worked in a slow market like the one we are in. If you live in an area that is mostly Spanish speaking, you are going to want to have an agent that is bilingual in English and Spanish. If they cannot speak another language then you lose a great deal of potential buyers. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Remolding your home? I got a helpful tip coming up next . Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com. When you hire a contractor to remodel you home they hire subcontractors to do the work. If you pay the contractor and he leaves town the subs can put a lien on your property because the contractor ran out. To protect yourself make sure you make the sub contractors sign a line waiver, which states that they wave the right to make a lien on your property for any reason. Tell the contractor that you want everyone to sign the waiver before they work on the home or he won't be paid. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Have an investment property that you want to sell to buy a new one? I'll tell you how to do it tax free coming up next Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. One of the best ways to defer paying federal income taxes while investing in real estate is by buying and selling properties and using a 1031 tax deferred exchange mechanism. 1031 exchange allows you to sell an investment piece of real estate and buy a subsequent piece of real estate of equal or greater value and not pay federal income taxes on the sale. Just make sure the sale and the purchase are within 45 days of each other. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com, Your source for Real Estate and Mortgage News 24/7. People are finding that a great way to make money is to by a duplex, remodel it and sell it. Look for duplexes that need work done, anything from new paint job to new floors is what you are looking for. Spend anywhere from 20-50 thousand dollars fixing it and you can then raise the rent on the tenants and have the option to sell it or hold on to it. Make sure there is no rent control in the area or your work will go to waste since you can raise the rent. That's it for now .Thanks for watching FirstAmericanTV.com. I'm Joseph Yomtoubian. Check back soon for more tips and real estate news.

Kendra shows us how to punch our way to the body of a champion! Hear Kendra's famous laugh at http://www.playboy.com

Author: parties@WatchA3 Added: Wed, 09 Jul 2008 11:17:25 -0800 Duration: 241www.watcha3.com

Author: parties@WatchA3 Added: Wed, 09 Jul 2008 11:17:25 -0800 Duration: 241www.watcha3.com

Author: parties@WatchA3 Added: Wed, 09 Jul 2008 11:17:25 -0800 Duration: 241www.watcha3.com

Bridget on why The Girls Next Door appeals to so many women. See much more of Bridget at http://www.playboy.com

Author: parties@WatchA3 Added: Tue, 08 Jul 2008 18:37:17 -0800 Duration: 130www.watcha3.com - Wet Grooves is WMCs #1 Pool Party and has grown from an intimate and beautiful gathering in 2000 to massive pool and beach side multi-day event nationwide. Wet Grooves began in 2000 as a small pool party at the Shelborne Beach Resort in South Beach Miami for the Winter Music Conference. The essence of the event was to bring world class DJ talent to a poolside environment full of beautiful people, and create the best party vibe in all of South Beach. The hot locals mixed with industry heavyweights and trendsetters from around the world creating an atmosphere that has grown to be the undisputed champion of daytime events wherever it splashes down. Check out what the party people are saying: "Wet Grooves was amazing; like crossing the bikini action from MTV's "The Grind" with the music enthusiasm of any proper House Music festival. A combination rarely seen, especially in the United States! It's the kind of party you see in movies that always make you wonder if those parties exist in real life." The Scumfrog "Wet Grooves is the ultimate WMC party - great tunes, hot girls and a big swimming pool - I wish all my parties were this much fun!" Christopher Lawrence What a great party. There is nothing like Wet Grooves, with all of those beautiful people, under the Miami sunshine. I cant wait to do it again next year. Markus Schulz

Author: parties@WatchA3 Added: Tue, 08 Jul 2008 18:37:17 -0800 Duration: 126www.watcha3.com

Author: parties@WatchA3 Added: Tue, 08 Jul 2008 18:37:17 -0800 Duration: 278www.watcha3.com

Author: parties@WatchA3 Added: Tue, 08 Jul 2008 18:37:17 -0800 Duration: 165www.watcha3.com