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Bad credit is not an issue for cash loan, as the loan does not check credit status of the borrowers. Bad credit cash loan is approved on the basis of your current repayment capacity and steady source of income; your credit status is not the deciding factor for this loan. Bad credit cash loan is a short-term loan, which intends to fulfill the need of your urgent financial crunch, which usually comes before the payday. The loan is ideally suited for salaried class people who normally depend on their salary for their expenditure. The loan can be used for any of your small budget urgent need like paying medical bills, repairing of accidental car, electric works and so on. The loan facilitates you to borrow an amount up to 1000 pound for the repayment tenure of 10-14 days. A bad credit cash loan is to be paid by your next paycheck but if you wish you can take an extension of 3 to 4 weeks. However, for this, you will require to pay some extra charge. This is called rolling over of bad credit cash loan. If you are in regular job and possess a valid bank account then you can easily qualify for the loan. You must be above the age of 18 years. Applying for the loan will require some of your basic information to be filled like your employer name, amount of loan, period of job and so on. Once verification is done, money gets transferred into your account within 24 hours. The loan, being instant requires fast medium of communication. Internet serves the purpose in preciseness. So it is advisable to apply through online method. Applying through online gives you extra benefit of low overhead cost and no processing fee. Browse and collect different loan quotes. Compare them in terms of amount, repayment tenure and interest rate. This will help you to get the best deal.

We ve heard a lot of discussion about the toxic assets held by our financial institutions. Here s what hasn t been explicitly stated too often in order for these financial institutions to have toxic assets, many of us must be carrying toxic debt. ___ ___ We ve seen government at all levels, corporations, and yes, individuals borrow more and more money over the past few years. Many people now have this sinking feeling that they will never get out from under it all. So today we want to talk about what to do if you have that feeling. The King and Queen of Personal Finance Cash is king again and credit score is queen. In the coming years, people with cash and a good credit score will have more options, be able to take advantage of more opportunities, and will experience less stress. Isn t that a nice place to be? A Timeless Principle Makes a Comeback It requires discipline. It s amazing how we can rationalize our purchasing decisions. If I can t afford to buy it now without credit, why would I think that I can afford to pay for it later along with an exorbitant interest rate? So we need to pay cash or don t buy at all. Eliminate purchases on credit, even ones that promise no interest, no payments for some period of time. Of course, if you already have the money, and you re just using their money, and you need the item really need it then go ahead and enjoy! Two Important Financial Moves Perhaps more so than at any time in our lives, we need to build up our emergency reserves. Financial planners have been saying it all along, for the most part. Many of us weren t listening. Keep six to twelve months of living expenses in a readily-accessible reserve account just in case you need it. Pay off almost all of your debt. You may not pay off your mortgage. You may even keep a car loan for a time. Get rid of all other debt; it s robbing you of your future. Then you ll be ready to start looking for the tremendous opportunities that will be available to anyone with cash to invest. Drastic Steps to Dispose of Toxic Debt Drastic times call for drastic measures. These steps will not be easy. In fact, they will be uncomfortable at best. However, if you re feeling overwhelmed by all of your debt, they are necessary. Sit down and logically determine how quickly you could get out of debt, given the two exceptions we noted above. If it s more than five years, even after considering the steps we re about to outline, it s probably best to seek professional help. Here are the steps: Sell assets Look around for anything that you don t need, never needed, don t use, or never used. Get rid of it and use the money to build up your cash reserves and/or pay off debt. Get a second income Get a part-time job or find a way to make some spare money. Even if it s only $300, $400, or $500 a month, plowing this money into paying off high-interest debt will pay you bigg dividends in the future. This doesn t have to be something to do forever, just do it until you get your financial situation shored up. Cut back on contributions to your retirement plan We always hesitate to suggest this because you re robbing your future. Talk to your financial planner before you take this drastic step. But even with an employee match, it may be better to pay off high-cost debt. You may earn 30% by paying off a credit card, for example, and give yourself more room to maneuver through tough times and unexpected events. Reduce housing costs With the price of houses down in many markets and the continued lack of buyer demand, now probably isn t the time to consider downsizing. However, analyze your specific situation because you might be surprised. Another option might be to rent part of your home. Or find other ways to cut costs on your existing house. For example, property tax assessments will be going out in January. Check your assessment and the price of houses that have sold nearby to see if you can protest the value you re being charged for. Cut transportation costs Could you get by with one less car? Could you take advantage of public transportation? Could you car pool? All of these ways put money in your pocket that can be used to build up cash and pay off debt. Stretch your dollars We ve covered the bigg ones, but it s also important to look at all your other discretionary expenses. Many people have already cut back on dining out. Go even further buy fewer prepared foods and cook meals yourself. Sure it will take more time, but it will save you money that can be used for stockpiling cash and knocking down debt. Look for your recurring expenses cable bills, cell phone bills, and everything else. Is there a way to make cuts? Strive to stretch every penny you can out of every dollar you bring in so you get back on your feet and on track to being a bigg success! ___ Get the tips and tools you need to be a BIGG success! Subscribe to the Bigg Success Weekly it s FREE! ___ Next time, we ll discuss the must-haves for your productivity tool kit. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Direct link to The Bigg Success Show audio file: http://media.libsyn.com/media/biggsuccess/00246-102008.mp3 Related posts Squirrels, Nuts and Business Cycles 6 Easy Steps To Financial Freedom Getting Aggressively Passive: Creating A Passive Income That Sets You Free (Image by sufinawaz)

Often you met with so urgent financial exigencies that don’t let you wait for it even for some days. You have to arrange it any how within a day. You also can’t do this with the funds you have, as you are not left with sufficient fund due to your usual expenses. Lacking on fund much before one’s payday is not an odd event and eventually it entails for an external help. Taking your urgency in view, 24 Hr. Cash Advance are brought into provision that delivers you within the 24 hour of the application. 24 hr. cash advance is a short term financial help that is generally taken, to deflate the vacuum of financial crunch till your payday. This loan is generally taken for a period of 15-30 days and can be used for your several little utilities. Usually you go for this loan for the expenses that frequently erupt day to day before you. These expenses are utility bills, repairing a car, medical charges, etc. To avail 24 hr. cash advance, you must be a regular employee. Besides this, you can be also asked for a checking account, a pay check, and personal information regarding your age, address proof, contact number etc. your checking account should show a regular income inflow into it and should be old for at least 9 months. Depending upon your income profile 24 hr cash advance arranges an amount that you require. Generally, the amount is kept half to your monthly income. Also, a minimum monthly income of £1000 is required to avail this loan. However the general amount that is available here ranges from £100 to £1500. 24 hr. cash advance carries a slightly higher interest rate that common to every short term loan. The interest rate can also vary with the lenders so you have the option to compare among the lenders for a better deal. These lenders are available online that makes arrangement very fast. The entire processing of this loan is done online that enables you to procure your amount within 24 hours of your application. Generally credit check is absent with 24 hr. cash advance. So, no need to worry when applying for this loan. You can avail this loan even in condition when you are carrying CCJs, arrears, defaults, IVAs etc. Market has bee monitored always by the borrowers’ demand. It is applied also when it is a financial need. 24 hours advance is the consequence of the urgent financial demands of the borrowers and helps them with funds perfectly at the time they need it.

If you are an Australian struggling with your budget near the end of the month, the national cash advance is a good option for you. It is a short term loan that can help you in the pressing times of need. How many times has it happened that your car had some problem and you could not take care of it because you were broke? Didnt it cost you more later when the problem got worse? Or think of the situation when there is a plumbing emergency in the house and your payday is still a few days away. Neither can you let the house get flooded nor can you approach a cash institution for such a small amount. Friends and relatives can help you out but that would lower your self esteem. This fast cash is designed just for people like you. They offer online cash in 24 hours and can help you in such situations. How To Get Your Online Instant Cash Advance To get your online instant cash advance, all you have to prove is that you are an adult Australian citizen. You must have a stable job and a bank account in good standing. Now walk into any finance company that offers a cash loans and you will get the amount. You can also apply online. In fact, many companies prefer this option more. Just fill up the application form. If you are a first time borrower then some documents have to be faxed; like your bank account statement or pay slip and driving licence. If everything is all right, then within 24 hours you will have the money in your bank. cash advance lives up to its name as online cash in 24 hours. If you are a repeat customer with a good record, you may be given the sum within hours. When Not To Go For National Cash Advance When finance comes easily, you are tempted to borrow frequently for insignificant reasons such as buying a fancy, expensive dress. Do that, and you will be knee deep in debt before you know it. Why? Because the interest rate for this borrowed principal is quite high. If you repay it within a few weeks, it will not hurt you, but if you start postponing it, the interest accumulated will be quite large for a person living paycheck to paycheck. Remember, you pledge your future salary when you take an online instant payday loan, so if you bite more than you can chew, you will use most of your earnings in repayment. Then again, by the end of the month, you will be forced to take online cash in 24 hours putting you in a never ending, devastating cycle. So think well before taking a national cash advance.

Basic information on unsecured loans Unsecured cash loans as the name suggests are unsecured in nature. You don’t to place any security against the loan amount in order to avail unsecured cash loans. Unsecured cash loans can be availed by anyone be it a tenant paying guest, homeowner etc. You can avail unsecured cash loans for any purpose like wedding, vacation, paying previous debts, debt consolidation and so on. With unsecured cash loans you can avail an amount ranging from £500 to £15000. The loan amount depends upon various factors like credit status monthly income, repayment ability etc. of the borrower. Uncured cash loans are short term loans with repayment duration that ranges from few months to 10 years at maximum. Being unsecured in nature, unsecured cash loans carry slightly higher compared to other loans, but you can avail unsecured cash loans at reasonable interest rate by good research. People having bad credit can also avail the benefits of unsecured cash loans. Unsecured cash loans: prerequisites There are certain prerequisites for availing unsecured cash loans. You must be a resident of UK and at least 18 years of age. You must have a full time job. Also you must have a regular source of income that should be at least £1000. Unsecured cash loans: advantages Unsecured cash loans are very beneficial for people who don’t have property to place as collateral in order to avail a secured loan. Unsecured loans specially designed for tenants and paying guests, homeowners who don’t want to risk their property can also avail the benefits of unsecured cash loans. Unsecured cash loans are short term loans and hence don’t become a burden on borrowers. Unsecured cash loans are open to people having credit history also. If you have bad credit rating, CCJ, IVA, arrears, defaults then also you are eligible to avail unsecured loans. But you will have to convince your lender regarding your repayment ability. Also you can increase your credit score by paying the loan installments regularly and on due time. Unsecured loans are also available online. Online availability ensures faster and hassle free transaction. Also it requires less paperwork. With unsecured loans everyone can avail money be it tenant, homeowner, bad credit borrower or good credit borrower.

It is almost a general story of the salaried individuals that they may run short of cash towards the end of the month. In this prospect, a new breed of financial providers is setting up with the solutions in the form of fast cash until their next pay days. If you need some cash, you give the quick cash payday loans company a post dated cheque and it gives you some money in lieu. When your salary turns up, it simply cashes that cheque, clearing the loan. You get cash up to $1,500 that you will have to pay in two weeks. Whether you have a good credit history or a bad credit history, there is a very good chance that you are required to meet the criteria for the quick cash payday loans. Part of the reason is because loan companies like lenders who find lending agencies for their borrowers. Sometimes candidates will be asked to fax some information to the lending agency in order to allow them to make a decision on whether or not they will lend money to you and how much they will be willing to lend. However, there are lending agencies out there do not require you to fax any information in order for them to process these loans, since they can verify some of your information online very quickly. For such short-term borrowing service, lending agencies will charge a fee. You may be charged a higher interest rate than other types of loans. Typically, you will be expected to repay the loan plus the fee or interest on your next pay day. However, if you are unable to pay within the agreed time, you may be able to get a repayment extension. Such loans are a great way to get fast cash upfront if you cannot wait until your pay day comes.

Although payday loans are somewhat like traditional loans in certain respects, there are many differences than similarities between the two. Like conventional loans, payday loans must be repaid according to the agreed upon terms but, seemingly, this is where the likeness ends. When you think about a conventional loan, you probably think about a lengthy and detailed application, along with a complete review of your financial status and credit history. Following that, a lender will review the application and decide whether or not to approve the loan within several days. Payday loans, on the other hand, offer applications that typically take less than 5 minutes of your time, offer fast results and equally fast cash. In addition, the majority of payday lenders do not review your credit file, which means that an absent, limited or poor credit history will not likely hinder your ability to qualify for payday loans. In most cases, the funds from payday loans are transferred into your bank account within 24 hours. When it comes to fees, the costs associated with payday loans are often more expensive than conventional loans. Payday loans often include the actual loan amount plus a fee based on the same. Most lenders charge anywhere from $10.00 to $30.00 per $100.00 loaned. In most cases, payday loans are available in amounts up to and including $1,500.00. Conventional loans, on the other hand, are issued with a preset interest rate and no additional fees. Without a maximum loan amount, conventional loans often provide for larger funding. If you are trying to choose between a conventional loan and payday loans, your first consideration should be the amount of money that you need to borrow. If you need $1,500.00 or less and need this amount on a temporary basis and you have the ability to repay it quickly, payday loans may be the answer you need. If you need fast cash, payday lenders specialize in these types of loan requests. When applying for payday loans, you will need a checking account, a regular job with steady income and you must be at least 18 years of age. When you apply for a conventional loan, you will still need a job with regular income and be at least 18 years of age, but you may also need collateral for the loan. Depending on the amount requested, you may be asked to provide tax returns, proof of assets and a host of information relating to your current net worth. When it comes to payday loans, your paycheck is your credit and no other collateral is needed to secure the loan. The type of loan that you ultimately request will depend on a number of factors, including the desired loan amount, current income, ability to repay and the desire to repay it quickly or in payments. Most borrowers request payday loans for emergency purposes, including car and home repairs, doctor visits or simply when they need additional cash to carry them over until the next paycheck. The information contained in this article is designed to be used for reference purposes only. It should not be used as, in place of or in conjunction with professional financial advice relating to the use of payday loans or cash advance opportunities involving paychecks.

In this article we take a look at car title lenders vs. the payday cash loan lenders. This comparison will include collateral, cost, payback, state regulations, and legislation, restriction, requirements and which to choose. Regarding collateral, payday cash loan lenders require a personal, postdated check as the collateral for a payday loan. And car title lenders require the title to your car or other vehicle, which they then put a lien on. They also require a duplicate set of the keys in case they end up having to repossess it. Payday loan lenders in most of the state usually charge about $15 for each $100 they loan, which makes the annual interest rate about 400 percent for the average two-week loan. The maximum loan amount is usually about $500. This compared to car title lenders who usually charge about 300 percent interest and fees including a membership fee and a small fee for recording the lien they put on the title. The maximum loan amount usually is about $2,500. Usually cash advance loans are due in about two weeks, or whenever the borrower gets their next paycheck. In most of the states that offer car title loans, they are due in 30 days. In Virginia, the title lenders work under open-end credit laws. That means there is no set due date, but the lenders can t charge interest for the first 25 days of the loan. In some states, the title lenders keep all the profits when they sell a car or other vehicle that has been repossessed. The fast payday advance lenders operate in 37 states compared with only 21 states that have the car title lenders. And a dozen of the states have limited the annual interest rate on all small loans. Usually the maximum amount is 36 percent so both types of lenders don t do business in those states. In 2008, eight states are considering either new legislation or tougher regulations for the various car title lenders. Before that in 2007, 16 states took on the vehicle and car title lenders. Six of those states passed regulations. In 2006 congress passed a law that took effect in 2007 prohibiting all of the payday lending companies, vehicle title lenders and tax refund anticipation operations from charging members of the military or anyone in their families more than 36 percent interest on any loans. Both no credit check payday loans and no credit check car title loans are fast and easy to arrange and yes, both require no credit check. The quick cash payday loan online stores and brick and mortar stores both require an open checking account and your identification. The car title lenders require the borrower owns the car or vehicle they are using for collateral. Both the payday cash loan lender and car title lender are often mentioned as the only option for those who might not qualify for a loan from their bank or a credit union. And they both rightfully claim that their loans are only for short-term, emergency use instead of any long-term financial solution. If you have to make a short term loan it s easy to see that the payday cash loan advance would be the lesser of two evils. The interest may be a little higher but the additional fees may eat up the difference. The cash advance loans can be helpful if they are only used for a temporary situation in which you KNOW you can pay them back when due.

We all know that the three essentials for living are food, clothing, and shelter. We definitely rent our food. Do we rent or own our clothing? Hmmm. Part of the American dream is to own your own home. And there are good reasons to do so. For instance, a Federal Reserve study[pdf] shows that the average family that owns a home has a net worth of nearly $625,000 while families who rent have a net worth of just a little over $54,000. Homeowners on the move We ve seen an interesting statistic bantered about, but we haven t been able to pin down a reliable source. If this statistic is true, American homeowners move once every five years or so, on average. So we thought we d consider what that does to the buy vs. rent equation. We ll use some averages and national statistics to create an example. However, what really matters is your own situation and your local real estate market. Only you, working with your financial advisors, can determine what s in your best interest. When I was younger, one of my bosses in radio told me that I was just throwing away money by renting. I remember thinking that it made sense. I d reached an age where maybe I should consider buying. So I did. As often happens in the radio business, less than a year later, I lost my gig. So I had to sell my house to move to a different market. I lost a lot of money by buying. If only I had had a crystal ball! Putting buy vs. rent to the test We created a fictional purchase to see if we would be better off renting or owning a house for five years. We assumed that: We bought an average-priced house for $314,000. We put 20% down (approximately $63,000). We financed the rest with a 30-year mortgage The interest rate would be 6.50%, slightly above the current rate. Our house would appreciate 4% per year, slightly below the recent average. Property taxes would cost us 1% of the value of the home. Insurance would run 0.50% of the value of the home. (Renters and homeowners have to insure the contents. We have the added burden of insuring the building.) Repairs ve traded renting property for renting money. If the interest rate is higher, the portion that would go to interest would also be higher. Of course, the reverse is also true. During this period, we would pay $2,171 per month as rental costs for our home. We call them rental costs because they have no value once they re paid. They only allow us to keep owning. So if we could rent a similar property for less than this, we would be better off renting instead of buying. Of course, if we had made a down payment of less than $63,000, our cost would go up because we would be paying even more interest. Where s the break-even? We also looked at how it would take before we would break-even. After all, it costs money to sell a house. We would have to pay commissions to our realtor, closing costs, and the like. We assumed these costs would total 8% of the selling price. Given our assumptions, we looked at what would happen if we sold after one year. Our house would now be worth $326,560. From that, we would pay $26,125 in selling costs. After a year, our mortgage balance would be $248,392. So we would be able to take out $52,043 in cash. But remember, we invested $63,000. So we lose about $11,000 if we sell after one year. But that s not the whole story We haven t yet considered the opportunity cost of tying up that $63,000 in a house. Because if we didn t invest it in this house, we could have invested in something else. We assumed we could have earned 6% by investing in some portfolio of financial assets. That would have returned nearly $3,800. So by buying this house and selling it in a year, we would put ourselves in the hole nearly $15,000. Even after 2 years, we d still be about $3,500 behind, given our assumptions. Of course, one of those assumptions is that real estate prices are rising. It s almost certain they will in the long run, but will they rise in the next year or two? They may not in some markets. What s the bottom-line? We concluded that if we didn t plan to own a house for at least two years, we d rather rent. We also saw that the longer our holding period, the better we would do. For instance, in the last five years of the mortgage, only 15% of the mortgage payment would go to interest. It seems like buy-and-hold is rewarded in real estate investing. How to get around it We have two friends who have been able to get around the short-term ownership problem. One of them is in the military, so he moves frequently. He only buys a house that he knows would make a good rental property. If he gets transferred, he hires a local property manager and rents it out. Until he decides where he wants to retire, he plans to hold a number of his houses. Another friend doubled-down on this strategy. He moved quite frequently as he climbed the corporate ladder. Not only does he own houses in a number of cities, he bought additional rental properties, so he has a diversified portfolio across a number of cities. Now he s retired living off the rents! So you can get around the disadvantages of short-term ownership by having an alternative exit strategy! Next time, we ll discuss how a toy that you probably played with as a kid can help you manage your time. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Related posts 9 Questions to Answer Before You Make Extra Mortgage Payments (Image by tychay, CC 2.0)

Federal Reserve leaves key interest rate unchanged for the second time in a row.

Everyone wants to see their savings grow. But step one is to keep them from shrinking!

Bigg Challenge One of our listeners, Randy, is considering making paying his mortgage every two weeks instead of every month so he can pay it off faster. He wants to know if this is a good idea.. Bigg Advice We can t give you a direct answer, Randy, but we will give you nine questions that will help you determine if you should make the extra payments. #1 Do you have any other debt? Chances are your mortgage is the cheapest debt you ll ever find, after taxes are considered. So if that s the case, you should pay off your other debt first. #2 Do you have an emergency cash reserve? The general wisdom among financial planners is that you should have somewhere between three months to a year of living expenses in an account that s readily available. #3 How good is your credit rating? The better your credit rating, the better chance you have to borrow in the future at a reasonable cost should the need arise. When you make extra payments, you re essentially investing in an illiquid asset. So if your credit score needs some improvement, work on that first. #4 How do you feel about debt? Some people don t like having any debt at all. If you re one of them, and if you re happy with the answer to the first three questions, then make extra payments! #5 What s your interest rate? This question gets you ready to determine your best financial move. There are two things you need to know: the interest rate on your mortgage your tax bracket (i.e. how much you ll pay in taxes on your next dollar of income, that s called your marginal tax rate). Multiply your interest rate by (1 your marginal tax rate) to get your after-tax cost of interest. #6 How disciplined are you? If you re likely to just spend the extra money if you don t make extra mortgage payments, then by all means just make extra payments. If you re disciplined (or set it up so you don t have to be), then you re ready for the next question. #7 When do you plan to retire? In general, the longer you have until you retire, the more aggressive you can be. So if you plan to retire in a relatively short time, lean toward extra payments. If you have a relatively long time before you retire, you re probably better off investing. #8 What could you earn if you didn t pay off your mortgage early? You figured out your after-tax interest cost in Question 5. That s your cost of money. Now you re going to look at how much you can make from your investments. That s your projected return. If the return on your portfolio is greater than your cost of money, that s a sign you shouldn t make extra payments on your mortgage. #9 Will your current portfolio support your desired lifestyle? If you already have enough money to keep you happy for the rest of your life, why do anything risky? Just pay off your mortgage and reduce your risk even more. We ve offered some general advice here. Find a certified financial planner or CPA to help you with your specific situation. Want to read more? Here are the 9 questions you should ask before paying off your mortgage in more detail. Our bigg quote today comes from Walter Savage Landor: We talk on principle, but we act on interest. But you shouldn t pay down your principal unless it s in your best interest. Next time, we ll share a love story with lessons. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Related posts Getting Aggressively Passive: Creating A Passive Income That Sets You Free How To Get Rich 6 Easy Steps To Financial Freedom Good Debt vs. Bad Debt Don't Make This Costly Mistake Does It Pay To Be Smart? How Do You Define Success? Climbing The Stairway To Success The Marshmallow Test (Image by svilen001) ShareThis

You've seen the ads: credit counseling companies say they can help by getting your payments and interest rates lowered. Others claim they can get your debts wiped out entirely by settling them for pennies on the dollar. Money reporter Stacy Johnson takes an inside look at these companies.

Best places to buy foreclosures, More power over banks, mortgage brokers follow the money.

http://www.InvestorsCircle.com.au/inflation How do you profit from the opportunities that the market correction, rising inflation and the reserve bank lifting interest rates has created. See the video from Patrick Nelson, InvestorCircle GM explaining how.

Americans have debt piled on top of debt. A combination of deregulation, greedy lenders and wishful burrowers equaled the perfect storm. I have written about the sub prime mortgage problem but this is a variation on that. Credit card debt. There is not a day that goes by without at least credit card offer coming in the mail. They offer you Low, LOW, LOW introductory rates. Then they the real rate which usually considerably higher. On top of that they hit you with late fees where in the interest rate can climb to loan shark rates. Don t forget the marketing these credit cards on campuses. That s one of the worst practices. More here. - From AP: Americans are falling behind on their credit card payments at an alarming rate, sending delinquencies and defaults surging by double-digit percentages in the last year and prompting warnings of worse to come. An Associated Press analysis of financial data from the country s largest card issuers also found that the greatest rise was among accounts more than 90 days in arrears. (more ) card issuers, credit cards, credit card debt, credit card payments, deregulation, Economy, interest rate, loan shark, mortgage problem, sub prime mortgage

WBZ's Lisa Meyers speaks with Boston University Professor and former Fleet Bank Vice President Cornelieus Hurley about the President's plan.

Atare returns to talk with Bill about the recent surge in interest in reverse mortgages and how the reverse mortgage product fits in the broker's portfolio today.

Bill and Frank discuss BasePoint's recent study linking early payment defaults to fraud in the original loan files. Listen to the surprising results they discovered.

Bill talks with Craig and the Tavant executives about their Outlook 2012 project for the mortgage industry.