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Will the Housing relief bill help? This week we answer a listener's question whether or not the new housing bill will help him. We also had another listener ask us why he just can't seem to get a loan to buy a house. He has perfect credit, makes good money, and is putting in a big down payment. But he is self employed and his income is seasonal, high in the summer and low in the winter. He is a perfect candidate for a stated income loan. However, those loans do not exist anymore. Listen to "Mortgage Payments and Stated Income Loans" If you have any questions you would like us to answer on our show, please call our listener line at 714-519-7833 or email mortgagepodcast@gmail.com. Tags: podcast podcasting mortgages loan loans bank home finance money mortgage http://www.text-link-ads.com/xml_blogger.php?inventory_key=9HU86RCX76S49MVO3IHK&feed=1

THE MONEY MASTERS is a 3 1/2 hour non-fiction, historical documentary that traces the origins of the political power structure. The modern political power structure has its roots in the hidden manipulation and accumulation of gold and other forms of money. The development of fractional reserve banking practices in the 17th century brought to a cunning sophistication the secret techniques initially used by goldsmiths fraudulently to accumulate wealth. With the formation of the privately-owned Bank of England in 1694, the yoke of economic slavery to a privately-owned "central" bank was first forced upon the backs of an entire nation, not removed but only made heavier with the passing of the three centuries to our day. Nation after nation has fallen prey to this cabal of international central bankers. http://www.themoneymasters.com WATCH THE FULL FILM HERE: http://video.google.com/videoplay?docid=-5838419676528282544&hl=en Author: johnr25ks Keywords: MONEY MASTERS FEDERAL RESERVE FED BANKERS ROCKEFELLER DAVID ROTHSCHILD FAMILY FILM POLITICAL DOCUMENTARY ILLEGAL CENTRAL Added: July 24, 2008

The Fed beige book is an interesting release. It is full of little predictive goodies but is often ignored by traders. However forex traders should care about the release (and many do) because the Fed uses this same information in its decision making process. 100% free forex education available from http://www.pfxglobal.com.

May Day & Parade Day Voice and Speechless Which one do you prefer? Song: Tomorrow & Life (YUI) Author: queenie0111 Keywords: May Day Parade Fed square Voice Speechless YUI Tomorrow Added: July 22, 2008

I felt a real urge to do a Fred and George Tribute, anyway! PLZ COMMENT, RATE AND MAYBE EVEN SUBSCRIBE!! Author: LearnAboutMe101 Keywords: Entertainment fed and george harry potter Added: July 19, 2008

PlusFor Fed Work, Big Biz Trumps Small FirmsFor Fed Work, Big Biz Trumps Small FirmsThe Associated PressAn Associated Press investigation finds companies near Washington get the bulk of federal contracts awarded to small businesses. But as the AP's Lee Powell reports, many of these firms are not so small. (July 17)[Notes:ANCHOR VOICE] [Notes:VO sequence of dry cleaners and chocolate shop file]THEY EMPLOY HALF OF ALL PRIVATE SECTOR WORKERS ... 26 MILLION SMALL BUSINESSES. [Notes:NATS trails] [Notes:VO Capitol dome beauty shot]BUT WHEN IT COMES TO SMALL BUSINESS *DOING* BUSINESS WITH THE FEDERAL GOVERNMENT, LOCATION *MATTERS.* [Notes:VO setup shot White House] THE ASSOCIATED PRESS FOUND FIRMS WITHIN 50 MILES OF THE WHITE HOUSE GRAB NEARLY ONE DOLLAR OF EVERY 3 DOLLARS IN FEDERAL CONTRACTS AWARDED TO SMALL BUSINESSES.CONTRACTS THAT TEND TO BE THREE TIMES *LARGER* THAN THOSE WON BY FIRMS OUTSIDE WASHINGTON. [Notes:NATS UP suitcase rolling on concrete on National Mall]JONATHAN SPIEGEL HAS *COME* TO WASHINGTON FROM BELCHERTOWN, MASSACHUSETTS. THE CONSULTANT IS AFTER A SLICE OF THE FEDERAL CONTRACT DOLLAR. [Notes:7:18:24]SOT: It's really having the opportunity to compete that I'm talking about. Being able to get in the door to be able to do that ... [Notes:VO still of Belchertown reservoir panorama, fade to Washington file]BUT IT'S A LONG WAY FROM CENTRAL MASSACHUSETTS TO CAPITOL HILL. SPIEGEL SAYS THAT DISTANCE MAKES GETTING JOBS DIFFICULT. [notes:1:13:08] [Notes:SUPER: Jonathan Spiegel / ITO Consulting Group]SOT: You don't have daily access, you don't have longstanding relationships with people in government to do the purchasing or contracting work. [Notes:VO maybe data being run on screen using Access?] THE A-P ANALYZED 9 MILLION AWARDS WORTH NEARLY 1 TRILLION DOLLARS HANDED OUT IN THE LAST FOUR YEARS. [Notes:VO file of money getting printed]FEDERAL LAW SAYS AT LEAST 23 PERCENT OF CONTRACT DOLLARS MUST GO TO SMALL COMPANIES. BUT THERE'S NO REQUIREMENT TAX DOLLARS BE SPREAD EQUALLY. [Notes:Bridge Standup] [Notes:SUPER: Lee Powell / The Associated Press / Lanham, Md.]BRIDGE STANDUP: So a large chunk of the billions of tax dollars spent on small business contracts ends up here ... At companies clustered in office parks just outside Washington's Beltway. [Notes:VO exteriors of building in Lanham]COMPANIES THAT ARE NOT SO SMALL ... FEDERAL RECORDS SHOW Q-S-S GROUP INCORPORATED IN LANHAM, MARYLAND HAS SNARED SOME 800 CONTRACTS VALUED AT 625 MILLION. IT HAS MORE THAN 14-HUNDRED EMPLOYEES ... AND REVENUES OF 300 MILLION. [Notes:SUPER: Lloyd Chapman / American Small Business League][Notes:16:15] SOT: We've been fighting with the government for five years to simply find out who's getting these contracts and they're not very excited about people knowing some of the biggest companies in the world are actually getting small business contracts. [Notes:VO setup shot at Olney business, cutaway shot]BUT THE SYSTEM HAS ITS CHAMPIONS. SANDY LEVINE (la-VINE) RUNS A PUBLIC RELATIONS FIRM THAT SEEKS GOVERNMENT WORK. SHE SAYS TO COMPETE IN WASHINGTON YOU HAVE TO BE IN WASHINGTON. [Notes:10:51:21] [Notes:SUPER: Sandy Levine / Advice Unlimited]SOT: We meet with our customers, we talk with them, we attend the same educational events and we go to the same restaurants. We travel in the same circles. And that's crucial. [Notes:VO: Sequence with small biz admin logo, exteriors of businesses in Chantilly]THE RULES ARE CHANGING ... THE SMALL BUSINESS ADMINISTRATION NOW REQUIRES COMPANIES BE CERTIFIED LARGE OR SMALL. BUT THERE IS THIS LOOPHOLE: BIG FIRMS CAN HAVE SMALL BUSINESS CONTRACTS ... FOR ANOTHER FIVE YEARS. [Notes:VO Spiegel waiting for cab on National Mall with luggage]JONATHAN SPIEGEL SAYS GETTING THESE CONTRACTS OFTEN AMOUNTS TO A GAME ... [Notes:6:00:19]SOT: And being part of the game is not something that necessarily brings the best service to our government for our people. Often it's that gaming that creates a lot of waste, misdirection, missed opportunity ... [Notes:NATS UP luggage rolling]THE LITTLE GUY ON THE PROWL FOR BELTWAY BUSINESS, WHERE BIG BUSINESS NOW SEEMS TO RULE. Lee Powell, The Associated Press, Washington(****END****) ANCHOR VOICE:-------------------------VIDEO PRODUCER: Lee Powell------------------------------VIDEO SOURCE: AP; file; stills--------------------------VIDEO APPROVAL:------------------------------VIDEO RESTRICTIONS:----------------------------------SCRIPT/WIRE SOURCE: ------------------------------------ Author: AssociatedPress Keywords: small biz_contractors fed work biz trumps firms Added: July 17, 2008

This week brought the collapse of Indymac Bank. Their collapse wreaked havoc in the financial markets, but it can have a greater effect on individual depositor's stress levels. This could be witnessed in the unnecessary bank run on Indymac this week. Many people do not realize they should not keep more than $100,000 in any bank. Insurance only covers up to $100,000 in deposits, any amount over that is negotiable to as low as 50 cents on the dollar. But for those who have a smaller amount on deposit, don't worry, you will get every penny back. We also discuss Fannie Mae and Freddie Mac's current troubles and why they are so important to the housing market. Listen to "Indymac, Fannie, Freddie and You?" If you have any questions you would like us to answer on our show, please call our listener line at 714-519-7833 or email mortgagepodcast@gmail.com. Tags: podcast podcasting mortgages loan loans bank home finance money mortgage http://www.text-link-ads.com/xml_blogger.php?inventory_key=9HU86RCX76S49MVO3IHK&feed=1

CPI and inflation and how to make it work with your forex trading. 100% free forex education available from http://www.pfxglobal.com

Fed chief Ben Bernanke called upon Congress to pass a housing bill that would help struggling homeowners and rescue ailing mortgage lenders. Anthony Mason reports. Author: CBS Keywords: fed housing bill ben bernanke federal reserve Added: July 16, 2008

A tribute to a great player who finally fulfilled his dream of winning Wimbledon. The song is called Winning it All from The Outfield Author: mavsfan1000 Keywords: Tennis Rafa Nadal Roger Federer Wimbledon Champion Championship Fed 2008 Wins Tribute Outfield Winning it All Vamos Rafael Added: July 15, 2008

Deuxième et dernière partie de l'histoire de la fraternité satanique et dégénérée des Skull and Bones de l'université de Yale. Références multiples... Accusations très très GRAVES. Partie I : http://www.dailymotion.com/lelibrepenseur/video/x64t9k_histoire-des-skull-and-bones-i_newsAuthor: LeLibrePenseur Tags: yale bush kerry USA franc maçon satan illuminati lucifer ONU UNESCO FED banque argent crise crach krach bourse rituel rosenbaum sutton nouvel ordre mondial Posted: 15 July 2008 Rating: 4.9 Votes: 35

Author: teletrading Added: Tue, 15 Jul 2008 09:39:33 -0800 Duration: 320Crisi del settore immobiliare: intervento della Fed per sostenere la Fannie Mae e la Freddie Mac, le principali societ americane nel settore dei mutui che sono a rischio fallimento.

Première (sur deux) partie de l'histoire de la fraternité satanique et dégénérée des Skull and Bones de l'université de Yale. Références multiples... Accusations très très GRAVES. En hommage au départ de Skully qui sait aujourd'hui d'où vient son pseudo. Partie II : http://www.dailymotion.com/LeLibrePenseur/video/10312918Author: LeLibrePenseur Tags: yale bush kerry USA franc maçon satan illuminati lucifer ONU UNESCO FED banque argent crise crach krach bourse rituel rosenbaum sutton nouvel ordre mondial Posted: 15 July 2008 Rating: 4.8 Votes: 69

BusinessFed Adopts Plan to Curb Shady Mortgage PracticesFed Adopts Plan to Curb Shady Mortgage PracticesThe Associated PressThe Federal Reserve has adopted rules to give home buyers more protection from the types of shady lending practices that have contributed to the housing crisis and propelled foreclosures to record highs. (July 14)[Notes:ANCHOR VOICE] Terms like 'bad credit, no credit, no money down' are some of the buzz words lenders have used to get borrowers to sign onto expensive home loans. Loans they increasingly cannot afford. These dubious practices have hurt many of the riskiest "subprime" borrowers _ people with tarnished credit histories or low incomes. In an effort to reign in these practices, the Federal Reserve has adopted rules to give home buyers more protections. [Notes:Bulletpoint graphic]Under the new rules, lenders - Would be barred from from making loans without proof of a borrower's income. - Would have to ensure risky borrowers set aside money to pay for taxes and insurance. - Would be restricted from penalizing risky borrowers who pay loans off early. - Would be prohibited from making a home loan without considering a borrower's ability to repay from sources other than the home's value. [Notes:B-roll] The rules may not get a test for some time. There are fewer home buyers these days, given all the problems in the housing and credit markets.And some of the shady practices _ along with some lenders _ have not survived the mortgage meltdown. ___ ___, The Associated Press.(****END****) Author: AssociatedPress Keywords: fed mortgage crisis adopts plan curb shady practices Added: July 14, 2008

BusinessFed, Treasury Offer Help to Fannie and FreddieFed, Treasury Offer Help to Fannie and FreddieThe Associated PressThe Federal Reserve and the Treasury announced steps Sunday to shore up mortgage giants Fannie Mae and Freddie Mac, whose shares have plunged as losses from their mortgage holdings threatened their financial survival. (July 13)[Notes:ANCHOR VOICE] The Federal Reserve and Treasury are extending a couple of life lines to Fannie Mae and Freddie Mac.Shares of the mortgage companies have plunged recently and their losses have threatened their financial survival.Treasury Secretary Henry Paulson says he plans to ask Congress to increase Fannie and Freddie's credit limits and, if necessary, make equity investments in the companies.((PAULSON SOT))Secretary Paulson says he's also looking to consult the Fed about any new rules Congress proposes for the lenders.The Fed's role would be to weigh in on setting capital requirements for the companies. In a separate plan...the Fed says it's given the Federal Reserve Bank of New York the green light to lend to the 2 mortgage companies if they need it. The mortgage financiers would pay 2 point 25 percent for any borrowed funds. That's the same interest rate given to commercial banks and Wall Street firms.Ben Bernanke and company say that move should help Fannie Mae and Freddie Mac quote- promote the availability of home mortgage credit during a period of stress in financial markets.The Treasury and Fed plans are also meant to let nervous investors around the world know the U-S government is willing to do everything it can to prevent further problems in the credit markets. ___ ___, The Associated Press.(****END****) ANCHOR VOICE: Carlotta Bradley-------------------------VIDEO PRODUCER: Bianca Davie------------------------------VIDEO SOURCE: AP/ABC for Paulson video--------------------------VIDEO APPROVAL:------------------------------VIDEO RESTRICTIONS:----------------------------------SCRIPT/WIRE SOURCE:------------------------------------ Author: AssociatedPress Keywords: fannie freddie fed treasury Added: July 14, 2008

PlusFed, Treasury to Help Fannie Mae and Freddie MacFed, Treasury to Help Fannie Mae and Freddie MacThe Associated PressThe Federal Reserve and the Treasury announced steps Sunday to shore up mortgage giants Fannie Mae and Freddie Mac, whose shares have plunged as losses from their mortgage holdings threatened their financial survival. (July 13)[Notes:ANCHOR VOICE] The Federal Reserve and Treasury are extending a couple of life lines to Fannie Mae and Freddie Mac.Shares of the mortgage companies have plunged recently and their losses have threatened their financial survival.Treasury Secretary Henry Paulson says he plans to ask Congress to increase Fannie and Freddie's credit limits and, if necessary, make equity investments in the companies.((PAULSON SOT))Secretary Paulson says he's also looking to consult the Fed about any new rules Congress proposes for the lenders.The Fed's role would be to weigh in on setting capital requirements for the companies. In a separate plan...the Fed says it's given the Federal Reserve Bank of New York the green light to lend to the 2 mortgage companies if they need it. The mortgage financiers would pay 2 point 25 percent for any borrowed funds. That's the same interest rate given to commercial banks and Wall Street firms.Ben Bernanke and company say that move should help Fannie Mae and Freddie Mac quote- promote the availability of home mortgage credit during a period of stress in financial markets.The Treasury and Fed plans are also meant to let nervous investors around the world know the U-S government is willing to do everything it can to prevent further problems in the credit markets. Author: AssociatedPress Keywords: fanniefreddie fed treasury fannie mae freddie mac Added: July 13, 2008

The U.S. government is stepping in to help ailing mortgage giants Freddie Mac and Fannie Mae. The Fed plans to expand their lines of credit and buy equity, if needed. Randall Pinkston reports. Author: CBS Keywords: randall pinkston fed freddie mac fannie mae Added: July 13, 2008

High-ranking members of the federal government, including President Bush, are addressing the issue of the nationwide housing crisis amidst public fears over an unstable economy. Jim Axelrod reports. Author: CBS Keywords: fed faces us housing crisis jim axelrod Added: July 11, 2008

Ils mettent en place la Gouvernance Mondiale ! Des experts autoproclamés vont décider de notre futur sous la haute protection de milliers de flics payés avec notre argent !!!!!!!! Si cette gabegie ne vous touche pas vous savez ce qu'il vous reste à faire....Author: LeLibrePenseur Tags: trichet BCE argent or UE FED nouvel ordre mondial trilatérale bilderberg club siècle thierry de montbrial kissinger sarkozy evian illuminati ordo ab chao llp franc maçon Posted: 10 July 2008 Rating: 4.9 Votes: 65

The House of Representatives recently passed the Housing Relief Bill. This latest economic stimulus type Bill which must still pass the Senate has the following three goals: 1. Help distressed homeowners, 2. Tax credit for First time homebuyers and 3. Permanently increase Fannie Mae loan limits to $625,000. The most shocking provision of the Bill requires lenders to reduce a borrower's loan balance to 85% of the home's appraised value. The distressed borrower will then be able to refinance to an FHA loan. The tax credit for first time homebuyers will be $8,000. However, it will only be eligible for homes purchased from April 2008 until April 1, 2009. And finally, it will increase loan limits to $625,000 to try and keep the high cost states humming along. Listen to "Housing Relief Bill, Will it help You?" If you have any questions you would like us to answer on our show, please call our listener line at 714-519-7833 or email mortgagepodcast@gmail.com. Tags: podcast podcasting mortgages loan loans bank home finance money mortgage

Le calme avant la tempête ! Restez sur vos gardes malheureux...Demandez des comptes ! Ne rien accepter de ces voyous ! Celui qui a cassé la machinerie doit payer. C'est ainsi depuis toujours et je ne vois pas pourquoi cela doit changer maintenant. Author: LeLibrePenseur Tags: crise krach subprime CDS FED USA famine alimentation rockefeller sarkozy économie argent pouvoir achat complot illuminati franc maçons Posted: 09 July 2008 Rating: 4.9 Votes: 73

BusinessFed to Curb Shady Home-lending PracticesFed to Curb Shady Home-lending PracticesThe Associated PressThe Federal Reserve will issue new rules aimed at protecting future homebuyers from dubious lending practices, its most sweeping response to a housing crisis that has propelled foreclosures to record highs. (July 8)The Federal Reserve will issue new rules next week aimed at protecting future homebuyers from dubious lending practices. The move is the government's most sweeping response to the housing crisis that has propelled foreclosures to record highs. Under the proposal, lenders would be restricted from penalizing risky borrowers who pay loans off early and would be required to make sure these borrowers set aside money to pay for taxes and insurance. It would also bar lenders from making loans without proof of a borrower's income or without considering their ability to repay a loan from sources other than the home's value. The plan would apply to new loans made by thousands of lenders of all types, including banks and brokers. ___ ___, The Associated Press.(****END****) Author: AssociatedPress Keywords: fed credit-crisis curb shady home-lending practices Added: July 8, 2008

This week we help out a listener who couldn't get a straight answer to a simple question.....Is it better to buy when interest rates are low or house prices are low? Our listener asked several people, but unfortunately, this industry is still full of inexperienced people who don't know a 30 year T-bond from a Fannie MBS. Fortunately we want you to be armed with knowledge so you get the best loan possible. We answer this question in depth and take a quick step on the soapbox about the real estate industry. Listen to "Low Rates versus Low Prices" If you have any questions you would like us to answer on our show, please call our listener line at 714-519-7833 or email mortgagepodcast@gmail.com. Tags: podcast podcasting mortgages loan loans bank home finance money mortgage

Author: Carl4laffs Added: Wed, 02 Jul 2008 23:50:39 -0800 Duration: 134OMG! A dog has a son. A cartoon dog has a human son. What in the world is going on?

Author: Carl4laffs Added: Wed, 02 Jul 2008 23:50:39 -0800 Duration: 134OMG! A dog has a son. A cartoon dog has a human son. What in the world is going on?

http://www.digitalgoldmoney.com/ Democrats recently adopted a budget with massive tax hikes, many of which are directed at those Americans who can least afford them. By allowing the Bush tax cuts to expire in 2010, this budget will raise income taxes not only on those in the highest income brackets, but raises the lowest bracket from 10% to 15% as well. The child tax credit would drop from $1000 to $500. Senior citizens relying on investment income would be hurt by increases in dividend and capital gains taxes. It's not just that the Democrats want to raise taxes on the rich. They want to raise taxes on everybody. The problem is, policing the world is expensive, and if elected officials insist upon continuing to fund our current foreign policy, the money has to come from somewhere. The wars in Iraq and Afghanistan have already cost us over 1 trillion dollars. The Democrats' budget gives the President all the funding he needs for his foreign policy, so one wonders how serious they ever were about ending the war. While Democrats propose to tax and spend, many Republicans aim to borrow and spend, which hurts the taxpayer just as much in the long run. Supporting a welfare state is expensive as well. Over half of our budget goes to mandatory entitlements. The total cost of government now eats up over half of our national income, as calculated by Americans for Tax Reform, and government is growing at an unprecedented rate. The worst part is, the economy is shrinking. The bottom line is that Washington has a serious spending addiction. While both parties debate how to raise the revenue, both parties seem happy to spend over 3 trillion dollars of your money in various ways. While some in Washington criticize the war in Iraq, very few criticize the interventionist mindset that got us into the war in the first place. Many so-called "Iraq War critics," criticize this administration rather than truly opposing the decades old policies that led to war. They claim they will eventually get the troops out of Iraq, but the danger is that they simply plan to move them around to other countries, not bring them home. The American people want peace. Minding our own business is the best way to achieve it. Not only is it also a whole lot cheaper, but free trade and friendship with other countries benefits all involved. This spending spree is exactly the wrong policy for an economy on the brink of recession. History has shown that all empires eventually crumble under a worthless currency and with an exhausted military. Since too many of our nation's leaders haven't taken the time to learn from history, we are seeing mistakes repeated through recently enacted policies such as the new House budget. http://www.digitalgoldmoney.com/ Author: DigiGold Keywords: economy housing bubble debt inflation fiat currency big government fed federal reserve falling dollar gold standard Added: June 28, 2008

FHA loans can be the greatest thing since sliced bread for some people. A buyer can receive gift funds, use a non-occupying co-borrower and put less money down than on your typical home loan. These are great loans for 1st time homebuyers or just about anyone who needs a little extra push to buy a home. We also answer a listener's question regarding the difference between a 2nd home and an investment property. There are different qualifications, interest rates and a few other things we discuss that you need to be aware of. Listen to "FHA Loans, 2nd Homes and Rental Homes" If you have any questions you would like us to answer on our show, please call our listener line at 714-519-7833 or email mortgagepodcast@gmail.com. Tags: podcast podcasting mortgages loan loans bank home finance money mortgage

This is a good day to talk about the Fed funds rate and Fed funds rate futures. Traders can buy and sell futures based on the Fed funds rate and expectations for changes in that rate. If you think the Fed will raise rates in the future you would sell these futures and if you think the Fed will lower rates, you would buy these futures contracts. These are a great way for institutional traders to hedge interest rate risk and speculate on changes in the future.

Caught between a slow economy and rising inflation, the Federal Reserve chose to leave interest rates alone and wait to see what the world markets will do next. Nancy Cordes reports. Author: CBS Keywords: fed nancy cordes interest world market business Added: June 25, 2008