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The Best Investment You Can Make Now

The Best Investment You Can Make Now

from Bigg Success on November 24, 2009
Duration: 0
Stocks are up significantly from their low in March of this year. Of course, they still haven t clawed their way back to the level we saw in 2007. However, you have to ask yourself if stocks are the best place to put your money right now. ___ ___ Treasuries bonds issued by our government have also had quite a run as investors have fled to safety. If interest rates go down, the value of the underlying note goes up. Interest rates are incredibly low right now. How much lower can they go? Even if you hold it in cash, savings accounts are paying a paltry amount of interest right now. It would take you about 144 years to double your money on a 1-year CD, given the best rates posted on Bankrate.com. We don t know about you, but we re not sure we ll live that long! We re looking at generalities here. You should discuss your specific situation with your financial planner. But our point is that it s hard to look into the future right now and see an obvious place to put your money. As we were talking about this, we realized there are some good places to put your money, even now. Your own debt If you have any debt, you can earn a decent return by paying it down. Let s say you have a car loan on which you re paying 6% interest. You can earn a guaranteed 6% per year return by paying it off. That s pretty hard to beat right now. Of course, if you have credit card debt, your returns may be as high as 30%! Durable goods You can still get a good deal on durable goods. Think cars, appliances and those sorts of things. Some dealers are still hungry, although not as much as they were six months to a year ago. So you may be able to strike a good deal by buying a little bit prematurely. Non-perishables Think canned goods, household supplies and such. If you see something that you regularly use priced at half its normal cost and you know it doesn t go on sale very often you can get a good return by stocking up. Energy-efficiency This is one of the few outlays you can make that will pay you back month-after-month. For example, if you have inefficient windows, you can seal up your home better by replacing them. Energy prices are relatively low right now compared to what we will probably see in the years ahead. So getting a good deal now may very well give you a decent return. These are good places to invest. But we haven t discussed the best place to invest right now. ___ Get the tips and tools you need to be a BIGG success. Subscribe to the Bigg Success Weekly it s FREE! ___ Yourself Invest in yourself! It s the best place to invest now. Does that surprise you? You may invest in more education that you know will make you more marketable in the future. Your investment of time and money may pay handsome dividends. You may make a lateral move to beef up your resume or invest a little extra time to learn a new skill related to your current work. ___ That s how I learned to do audio production. When I was in the early years of my career in radio, after I got done with my on-air shift, I would go into the production room where the commercials were being made and soak up all the information I could get. The only investment on my part was my time, but I have to tell you, it continues paying dividends to this day! ___ ___ If it weren t for that, The Bigg Success Show may have never happened! ___ You may want to dip your toes in the entrepreneurial waters, even just part time. First, you may invest time and perhaps some money to hone up the skills required to run a business. Then, you may invest money in samples of the product you want to sell and test it with potential customers. Next, you may make a small investment in the infrastructure of the business (e.g. a web site) to see if you can attract enough customers to make it worth your while. By keeping your costs low while you test a concept, you ll be able to keep testing them until you find one that makes you money. Invest in yourself it s the best investment you can make right now. Let s face it it s the best investment you can ever make at any time because it leads to bigg success! What are you doing to invest in yourself? Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Direct link to The Bigg Success Show audio file: http://media.libsyn.com/media/biggsuccess/00525-112409.mp3 Related posts How to Weather Financial Climate Change The Recipe for Life on Your Own Terms (Image in today s post by svilen001)
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RE-AMP RoundUp: Nov. 23, 2009

RE-AMP RoundUp: Nov. 23, 2009

from recent posts - blip.tv (beta) on November 23, 2009
Duration: 162
Weekly summary of energy news from the Upper Midwest region
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FREE - Electricity Prices energy Efficiency diesel Generator

FREE - Electricity Prices energy Efficiency diesel Generator

from Metacafe Videos on November 10, 2009
Duration: 90
Visit Now: http://snurl.com/freeelectric A Long Kept Secret For Generating Free Electricity is Finally On The Open, And You'll Never Have To Pay A Single Dime to the Power Company FREE - electricity prices|energy efficiency|diesel generator. 0 views | 0 comments Click here to watch the video (01:30) Submitted By: freeelectric72 Tags: Electricity Prices Energy Efficiency Diesel Generatorelectricityprices Energyefficiency Categories: Science & Tech
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RE-AMP RoundUp: Nov. 11, 2009

RE-AMP RoundUp: Nov. 11, 2009

from popular posts - blip.tv (beta) on November 09, 2009
Duration: 172
Weekly summary of energy news from the Upper Midwest region
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Episode #88 – Furnace Filters

Episode #88 – Furnace Filters

from Handyguys Podcast on November 05, 2009
Duration: 1486
Furnace filters are a critical component of your heating and cooling system. Make sure they are changed regularly. We discuss the myriad of choices in furnace filters in this podcast. The Handyguys group filters into three different categories, good, better and best. Whats best for one person may not be the best for another. The standard filters are good for most people. They permit the furnace to operate as it was designed. When selecting a filter you would typically replace with one equal in size and type to the filter already install on your furnace. This may be a a non-pleated fiber type filter. This type is also the least expensive, costing about $1.50 or $2.00 at the local True Value hardware store. If you desire a replacement filter that has a higher MERV or MPR rating (see below for definitions) there are several choices at True Value. Go into the store with your measurements and pick one out. A higher rated filter will catch and filter more particulates from the air. The high end filters will have electrostatic capabilities and can actually filter microscopic bacterias, smoke or other fine particulates from the air. The industry provides ratings for filters. MERV, or Minimum Efficiency Reporting Value, is a number from 1 to 16 that is relative to an air filter’s efficiency. The higher the MERV, the more efficient the air filter is at removing particles. At the lower end of the efficiency spectrum a fiberglass panel filter may have a MERV of 4 or 5. At the higher end, a MERV 14 filter is available. MPR is a term used by 3M and stands for Microparticle Performance Rating. It is actually part of the MERV rating, and measures how efficient an air filter is at capturing particles between 0.3 and 1 micron in size, which make up 99% of the air s particulate matter. Smoke, bacteria, and smog particles fall within this size range, so if filtering these out of the air is important to you, MPR is a good standard to examine. MPR is used to compare furnace filters to one another, and cannot accurately predict how a furnace filter will actually perform in your particular home environment. The higher the MPR, the more efficient the filter is at capturing these small particles. Lastly Don t forget about our contest. We are giving away this awesome toolkit. Check out the details on how you can win by listening to Episode 87 of The Handyguys Podcast. Win this tool kit! Disclosure We were one of five bloggers selected by True Value to work on the DIY Squad. We have been compensated for our time commitment to the program and our DIY projects as well as our posts about our experience. We have also been compensated for the materials needed for our DIY project and this giveaway. However, our opinions are entirely our own and we have not been paid to publish positive comments.
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RE-AMP RoundUp: Oct. 26, 2009

RE-AMP RoundUp: Oct. 26, 2009

from popular posts - blip.tv (beta) on October 23, 2009
Duration: 152
Weekly summary of energy news from the Upper Midwest region
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RE-AMP RoundUp: Oct. 19, 2009

RE-AMP RoundUp: Oct. 19, 2009

from popular posts - blip.tv (beta) on October 19, 2009
Duration: 158
Weekly summary of energy news from the Upper Midwest region
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How to Weather Financial Climate Change

How to Weather Financial Climate Change

from Bigg Success on October 07, 2009
Duration: 0
Bigg success is life on your own terms. There are five elements of bigg success money, time, growth, work and play. Today we ll focus on money. ___ ___ We hear a lot about climate change and its implications. It occurred to us that financial markets change much like the weather. So here are 4 tips for weathering financial climate change: Asset prices heat up and cool down Stock prices skyrocket. Then they fall. Real estate prices rise. Then the bubble bursts. Nothing goes up linearly. Yet most of our projections do. Plan for all weather diversify. You won t create much wealth without taking some risk. But you can manage that risk by investing across asset classes (e.g. stocks, bonds) and within asset classes (large cap, mid-cap and small cap stocks). Price movements can be extreme Experts are predicting more volatility in the years ahead. We don t mind it when prices are rising quickly. But we have to be prepared for the other side as well. Very, very few people successfully time the market period after period. So it s important to move your money to less risky assets as you near the date when you ll need it. If you ll need it in less than ten years, you may want to look at shifting money to something less risky. As we always say, talk with your financial planner about your specific situation to determine your best move. ___ Get the tips and tools you need to be a BIGG success. Subscribe to the Bigg Success Weekly it s FREE! ___ Watch your emissions By emissions, we mean money out the door. In our businesses and in our personal lives, it s much easier to spend less than to make more. When you re getting ready to spend it, think about how many hours you have to work to earn the money in the first place. If you really want an accurate picture, do this on an after-tax basis. Make the green house effect work for you When you re buying a house, ask some important questions. Do you really need that extra room? How often will you use it? You may decide to buy a smaller house and invest the green to further diversify your portfolio and increase your returns. Also, invest your green in energy efficiency. Improving the efficiency of your home pays you back month after month by lowering your utility bills. You can t say that about most outlays. Take these four tips and go green to build a sustainable future for yourself. That s bigg success! How are you weathering financial climate change? Share that with us by leaving a comment, e-mailing us at bigginfo@biggsuccess.com or leaving a voice mail at 888.455.BIGG (2444). Thank you much for visiting us today. Next time, we ll discuss a positively fantastic way to improve your bottom line. Please join us. Until then, here s to your bigg success! Subscribe to The Bigg Success Show in iTunes. Subscribe to the Bigg Success feed. Direct link to The Bigg Success Show audio file: http://media.libsyn.com/media/biggsuccess/00496-100709.mp3 Related posts A Trick to Manage Risk Think Like an Entrepreneur (Image in today s post from tome123)
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GOOD: Vampire Energy

GOOD: Vampire Energy

from Metacafe Videos on October 07, 2009
Duration: 200
Some household appliances cost us while they sit around and collect dust. They suck energy just by being plugged in, even if they aren't turned on. This wickedly wasteful phenomenon is commonly known as standby power, but we call it Vampire Energy. Ranked 3.60 / 5 | 0 views | 0 comments Click here to watch the video (00:00) Submitted By: Babelgum Tags: Babelgum Our Earth Energy Waste Environment Electricity Carbon Emissions Climate Change Consumption CO2 Standby Appliances Household Applicances Energy Efficiency Categories: People & Stories
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RE-AMP RoundUp: Oct. 5, 2009

RE-AMP RoundUp: Oct. 5, 2009

from recent posts - blip.tv (beta) on October 05, 2009
Duration: 148
Weekly summary of energy news from the Upper Midwest region
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