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Fitch Ratings said late yesterday it was downgrading the long-term issuer ratings of UBS (UBS), Lloyds Banking Group (LYG) and Royal Bank of Scotland (RBS). The agency also said it was placing Goldman Sachs (GS), Morgan Stanley (MS) Barclays (BCS), Credit Suisse (CS), Deutsche Bank (DB) and BNP Paribas on review for a potential downgrade.