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Fannie Mae requests $16 billion, Freddie Mac requests $35 billion from emergency fund; American express rises after posting profits ahead of forecast; Ex-Merrill CEO apologises to repay $1.2 million office costs; Citi to but new planes, to save costs; Citibank sued over 'illegal' reduction of home loans to shield itself; Report and analysis by Maithreyi Seetharaman of Bloomberg News