Microfinance Podcast

Interview with Mark Schreiner, Director, Microfinance Risk Management. In rich countries, lenders often rely on credit scoringâformulae to predict risk based on the performance of past loans with characteristics similar to current loansâto inform decisions. Can credit scoring do the same for microfinance lenders in poor countries? Does scoring have a place in microfinance?

Donna Nails, former Deputy Director, Risk Management Department, ShoreBank Corporation is talking about the key components of credit risk management.

Gautam Ivatury, Microfinance Specialist, Manager - Technology Programme, CGAP, talks about the importance and implementation of Management Information System in MFI. CGAP is housed at the World Bank, but operates as an independent entity. It has its own governance structure, designed with an agile board that includes microfinance practitioners and leaders from outside the funder community while preserving member representation.

Martin Holtmann, Head of the Microfinance Unit in the IFCâs Global Financial Markets Department is talking about the staff incentive schemes typically used in MFIs.

Fazle Abed, the founder and chairman of BRAC is talking about the BRAC approach to microfinance and their recent expansion to Africa.

This Forum organized by ShoreCap Exchange addresses strategies and tools for attracting and retaining talent, enhancing the alignment of human resource practices with primary business goals and using human capital to build institutional strengths. ShoreCap Exchange is a ShoreBank capacity building company that helps banks working to serve small business and microfinance markets overcome the substantial operational challenges they face in dealing with clients not reached by traditional financial markets.

Syed Hashemi, a senior microfinance specialist of CGAP, introduces anew pathway for the poor rest to graduate out of poverty: linking two aspects of development, safty nets and the world of microfinance.

Syed Hashemi, a senior microfinance specialist of CGAP, introduces anew pathway for the poor rest to graduate out of poverty: linking two aspects of development, safty nets and the world of microfinance.

Loan officers discuss who they consider to be a good client, Biashara Imara clients give their feedback on the product, and we conclude the discussion of the Biashara Imara Lending Cycle.

Equity bank credit managers and loan officers identify the personal and professional qualities of a successful loan officer.

Dick Turner, former Chief Credit Officer, ShoreBank, shares his observations of psychological aspects of managing problem loans and treating them as a learning experience.

Dick Turner, former Chief Credit Officer, ShoreBank, shares his observations of psychological aspects of managing problem loans and treating them as a learning experience.

From making a warning phone call to starting a repossession process â in this episode we discuss the typical steps of managing a delinquent loan.

This Forum organized by ShoreCap Exchange addresses strategies and tools for attracting and retaining talent, enhancing the alignment of human resource practices with primary business goals and using human capital to build institutional strengths. ShoreCap Exchange is a ShoreBank capacity building company that helps banks working to serve small business and microfinance markets overcome the substantial operational challenges they face in dealing with clients not reached by traditional financial markets.

Dick Turner shares his experience on how to prepare and manage an effective monitoring visit. Dick Turner, former Chief Credit Officer, ShoreBank, has been involved in making loans and training credit staff for well over 30 years.

Dick Turner shares his experience on how to prepare and manage an effective monitoring visit. Dick Turner, former Chief Credit Officer, ShoreBank, has been involved in making loans and training credit staff for well over 30 years.

Watch the examples of various ways to monitor a loan. Listen to Equity bank loan officers and credit administrators talk about their most effective practices of monitoring loans.

Proper processing of documents is another important step in the Lending Cycle. In this episode we discuss the practices that MFIs use to ensure that all the documents are properly prepared

Equity Bank in Kenya, shares its experience on processing and approving larger loans. Dick Turner concludes the topic of loan approval practices.

Join a typical Credit Committee and see with your own eyes how it works and how the loan proposals are getting approved and rejected.

Dick Turner, former Chief Credit Officer, ShoreBank, shares his general observations about underwriting loans. Dick Turner has been involved in making loans and training credit staff for well over 30 years. Much of that experience was spent in the United States but also in a number of other countries, primarily in Eastern Europe.

Management and Mathematics. Dick Turner, former Chief Credit Officer, ShoreBank, talks about the importance of analyzing management capacity when making lending decisions. Also, he provides his thoughts on making alternative projections before writing loans up for approval.

Former Chief Credit Officer at ShoreBank Dick Turner shares his âtricks of the tradeâ in loan analysis. Dick Turner has been involved in making loans and training credit staff for well over 30 years. Much of that experience was spent in the United States but also in a number of foreign countries, primarily in Eastern Europe.

Former Chief Credit Officer at ShoreBank Dick Turner shares his âtricks of the tradeâ in loan analysis. Dick Turner has been involved in making loans and training credit staff for well over 30 years. Much of that experience was spent in the United States but also in a number of foreign countries, primarily in Eastern Europe.

For many newcomers to microfinance, the Home Visit is probably the most unconventional part of the loan appraisal in MFIs. What does a credit officer look at when he or she visits the clientâs home? What questions does he ask? Which family members does he want to meet? Please, join our camera on an Example of a Home Visit.

For many newcomers to microfinance, the Home Visit is probably the most unconventional part of the loan appraisal in MFIs. What does a credit officer look at when he or she visits the clientâs home? What questions does he ask? Which family members does he want to meet? Please, join our camera on an Example of a Home Visit.

The Loan Appraisal process is something that requires a considerable amount of skill and knowledge from the loan officer. In this episode we will discuss the Loan Application as well as a site visit to the business premises of a client.

The Loan Appraisal process is something that requires a considerable amount of skill and knowledge from the loan officer. In this episode we will discuss the Loan Application as well as a site visit to the business premises of a client.

The concept of the Lending Cycle is an excellent training tool for new loan officers and other staff engaged in lending operations. Using the individual loan product of Equity Bank as an illustrative example, we move through the first steps of the Lending Cycle, namely New Customer Introduction and Filter. We asked Martin Holtmann, who is Head of Microfinance at International Finance Corporation (IFC), to be our guide

The concept of the Lending Cycle is an excellent training tool for new loan officers and other staff engaged in lending operations. Using the individual loan product of Equity Bank as an illustrative example, we move through the first steps of the Lending Cycle, namely New Customer Introduction and Filter. We asked Martin Holtmann, who is Head of Microfinance at International Finance Corporation (IFC), to be our guide